Zip lookup · NY

14892
Waverly, New York.

Waverly, Tioga County, NY · Binghamton, NY metro · population 7,703

What it costs per month · 14892 $895/mo

to buy the typical home at today's mortgage rate — +$453 (+103%) since Jan 2020.

What the home itself did
1 year
Up $4,887 +3%
$165,652$170,539 since Sep 2025
5 years
Up $25,860 +18%
$144,679$170,539 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 14892 $895 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 14892$895
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 14892 rose 2.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Tioga County, NY 67% · Chemung County, NY 33%

Zillow also publishes an index for the city itself: Waverly, NY — measured over the city limits, which is a different area from this zip.

Typical home value $170,539 as of Sep 2026
+2.9%year on year

Typical home value — 14892

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 14892 $170,539 Binghamton $203,310 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 14892$170,539
  • Binghamton$203,310
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.8 14825 Chemung 751 — $173,241
5.1 18840 Sayre 10,968 $1,097 $189,186
5.1 14859 Lockwood 979 — $189,106
6.5 13734 Barton 2,269 — $204,435
7.7 18810 Athens 5,774 — $187,324
8.8 14861 Lowman 1,260 — $175,211
9.0 13812 Nichols 2,574 — $180,599
11.1 14901 Elmira 13,970 $1,152 $114,970
11.4 18831 Milan 1,081 — $223,390
11.9 14889 Van Etten 1,357 — $187,255
12.1 14838 Erin 1,889 — $203,942
12.6 14894 Wellsburg 1,244 — $167,427
13.2 18850 Ulster 2,070 — $221,550
13.5 14883 Spencer 4,184 — $225,735
14.4 14904 Elmira 14,861 $1,194 $108,815
14.7 14816 Breesport 534 — $187,636
14.8 13827 Owego 11,832 — $211,169
15.0 16925 Gillett 3,268 — $184,957
15.1 18837 Rome 2,936 — $220,712
15.2 13743 Candor 3,077 — $201,418
16.4 14905 Elmira 8,751 $1,136 $185,261
17.9 14824 Cayuta 687 — $173,597
18.1 16914 Columbia Cross Roads 2,354 — $211,111
18.2 13864 Willseyville 1,099 — $204,437
18.5 13732 Apalachin 7,385 — $240,223
18.7 14903 Elmira 7,078 — $167,544
18.9 14845 Horseheads 20,327 $1,205 $228,407
19.5 18851 Warren Center 615 — $260,367
19.6 18854 Wysox 1,595 — $188,840
19.7 14871 Pine City 4,207 — $206,249

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.