Zip lookup · PA

16441
Waterford, Pennsylvania.

Waterford, Erie County, PA · Erie, PA metro · population 9,134

What it costs per month · 16441 $1,628/mo

to buy the typical home at today's mortgage rate — +$919 (+130%) since Jan 2020.

What the home itself did
1 year
Up $20,056 +7%
$290,023$310,079 since Sep 2025
5 years
Up $76,668 +33%
$233,411$310,079 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 16441 $1,628 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 16441$1,628
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 16441 rose 6.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Erie County, PA 97% · Crawford County, PA 3%

Zillow also publishes an index for the city itself: Waterford, PA — measured over the city limits, which is a different area from this zip.

Typical home value $310,079 as of Sep 2026
+6.9%year on year

Typical home value — 16441

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 16441 $310,079 Erie $222,048 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 16441$310,079
  • Erie$222,048
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.7 16509 Erie 28,595 $1,222 $271,764
8.1 16426 McKean 3,273 — $308,259
8.4 16438 Union City 7,421 — $164,406
10.1 16442 Wattsburg 3,050 — $266,648
10.5 16412 Edinboro 9,612 — $295,825
10.9 16510 Erie 24,198 $1,448 $207,479
11.1 16504 Erie 15,931 $1,206 $154,085
11.2 16508 Erie 14,958 $1,089 $169,061
11.5 16403 Cambridge Springs 6,959 — $195,501
11.5 16506 Erie 24,070 $1,605 $292,806
12.3 16502 Erie 15,995 $972 $124,517
12.5 16503 Erie 15,753 $866 $68,977
12.6 16501 Erie 2,022 $795 —
13.5 16507 Erie 8,597 $1,109 $98,381
13.5 16415 Fairview 10,104 $2,272 $378,707
13.8 16505 Erie 15,270 $1,188 $255,685
13.8 16440 Venango 787 — $180,853
14.5 16511 Erie 11,776 — $205,167
15.1 16421 Harborcreek 2,289 — $256,245
16.6 16410 Cranesville 1,931 — $239,962
16.7 16417 Girard 8,599 — $227,568
16.7 16407 Corry 10,525 — $158,983
16.9 16428 North East 12,595 — $265,892
17.2 16433 Saegertown 4,694 — $216,363
17.5 14724 Clymer 3,115 — $240,925
17.6 14736 Findley Lake 172 — $335,248
18.8 16404 Centerville 3,446 — $182,128
18.9 16423 Lake City 3,857 — $210,502
19.5 16360 Townville 1,363 — $183,731
19.8 16434 Spartansburg 3,120 — $178,100

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.