Zip lookup · PA

16921
Gaines, Pennsylvania.

Gaines, Tioga County, PA · population 622

What it costs per month · 16921 $1,022/mo

to buy the typical home at today's mortgage rate — +$559 (+121%) since Jan 2020.

What the home itself did
1 year
Up $9,906 +5%
$184,731$194,637 since Sep 2025
5 years
Up $47,652 +32%
$146,985$194,637 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 16921 $1,022 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 16921$1,022
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 16921 rose 5.4% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Tioga County, PA 99% · Potter County, PA 1%

Typical home value $194,637 as of Sep 2026
+5.4%year on year

Typical home value — 16921

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 16921 $194,637 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 16921$194,637
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.1 16922 Galeton 1,575 — $139,434
10.7 16943 Sabinsville 417 — $211,244
11.4 17727 Cedar Run 41 — $222,546
12.0 16901 Wellsboro 10,242 — $249,888
13.6 16938 Morris 837 — $241,100
14.0 16950 Westfield 3,327 — $184,052
15.4 16948 Ulysses 1,570 — $179,816
16.6 16935 Middlebury Center 1,181 — $239,701
17.0 17729 Cross Fork 156 — $129,182
18.6 16928 Knoxville 1,476 — $184,603
18.9 17723 Cammal 34 — $146,524

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.