Zip lookup · PA

18509
Scranton, Pennsylvania.

Scranton, Lackawanna County, PA · Scranton--Wilkes-Barre, PA metro · population 13,055

What it costs per month · 18509 $1,193/mo

to buy the typical home at today's mortgage rate — +$720 (+152%) since Jan 2020.

What the home itself did
1 year
Down $6,019 -3%
$233,236$227,217 since Sep 2025
5 years
Up $66,070 +41%
$161,147$227,217 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 18509 $1,193 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 18509$1,193
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 18509 fell 2.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 18509 rose 6.6% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 18509 runs $387/mo more than renting one. The gap peaked at $468 in Jul 2025.

That is $1,718 a month against $1,332 rent: a $1,193 mortgage payment, plus $283 property tax and $243 insurance & upkeep.

Owning vs renting — zip 18509

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,250 $1,500 $1,750 2025 2026 Owning all in $1,718 Renting $1,332 Mortgage only $1,193
$1,250 $1,500 $1,750 2025 2026
  • Owning all in$1,718
  • Renting$1,332
  • Mortgage only$1,193

Property tax · $283/mo 1.49% of value a year — the ACS 2020-2024 median bill over the median home value for Lackawanna County, PA

Insurance & upkeep · $243/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Scranton, PA — measured over the city limits, which is a different area from this zip.

Asking rent $1,332 as of Sep 2026
+6.6%year on year
Typical home value $227,217 as of Sep 2026
-2.6%year on year

Asking rent — 18509

Against the Scranton--Wilkes-Barre, PA metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2025 2026 18509 $1,332 Scranton $1,362 United States $1,932
$1,200 $1,400 $1,600 $1,800 2025 2026
  • 18509$1,332
  • Scranton$1,362
  • United States$1,932

Typical home value — 18509

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 18509 $227,217 Scranton $233,948 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 18509$227,217
  • Scranton$233,948
  • United States$366,157

Within 20 miles

Showing 30 of 41 zips in range — sorting picks from all 41.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.6 18510 Scranton 14,332 $1,252 $207,591
1.9 18508 Scranton 11,565 $1,432 $171,277
1.9 18503 Scranton 1,629 $1,625 $168,419
2.3 18519 Scranton 5,266 $1,312 $212,694
2.7 18512 Scranton 12,986 $1,233 $226,509
2.9 18505 Scranton 20,797 $1,430 $197,929
3.3 18504 Scranton 21,069 $1,297 $196,846
4.4 18517 Taylor 5,303 $1,900 $221,954
4.6 18452 Peckville 5,203 — $253,623
5.3 18434 Jessup 4,031 — $227,296
5.5 18411 Clarks Summit 22,820 $1,981 $352,737
5.5 18507 Moosic 5,443 — $262,662
5.9 18447 Olyphant 9,470 $1,669 $249,920
6.3 18518 Old Forge 8,573 — $230,906
7.4 18471 Waverly 667 — $454,990
7.6 18403 Archbald 6,851 — $272,511
7.9 18641 Pittston 6,305 $1,600 $208,515
8.1 18444 Moscow 13,604 — $308,452
8.7 18642 Duryea 4,530 — $216,097
9.1 18414 Dalton 5,444 — $312,234
10.2 18433 Jermyn 7,564 — $243,327
10.5 18640 Pittston 16,581 $1,295 $216,716
10.9 18643 Pittston 12,848 — $228,190
11.3 18615 Falls 1,646 — $241,766
12.8 18436 Lake Ariel 13,569 — $309,627
13.0 18419 Factoryville 4,734 — $264,166
13.1 18407 Carbondale 14,445 $1,333 $182,382
13.9 18644 Wyoming 7,552 — $244,365
14.4 18424 Gouldsboro 5,213 — $271,824
15.1 18705 Wilkes Barre 15,624 $1,334 $199,476

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.