Zip lookup · PA

19004
Bala-Cynwyd, Pennsylvania.

Bala-Cynwyd, Montgomery County, PA · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro · population 11,230

What it costs per month · 19004 $3,577/mo

to buy the typical home at today's mortgage rate — +$2,020 (+130%) since Jan 2020.

What the home itself did
1 year
Up $33,261 +5%
$648,269$681,530 since Sep 2025
5 years
Up $184,989 +37%
$496,541$681,530 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 19004 $3,577 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 19004$3,577
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 19004 rose 5.1% over the past year — faster than the nation's +1.2%.

Asking rents in zip 19004 rose 4.9% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 19004 runs $2,785/mo more than renting one — the widest that gap has been in this data.

That is $5,071 a month against $2,286 rent: a $3,577 mortgage payment, plus $764 property tax and $730 insurance & upkeep.

Owning vs renting — zip 19004

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2020 2021 2022 2023 2024 2025 2026 Owning all in $5,071 Renting $2,286 Mortgage only $3,577
$2,000 $3,000 $4,000 $5,000 2020 2022 2024 2026
  • Owning all in$5,071
  • Renting$2,286
  • Mortgage only$3,577

Property tax · $764/mo 1.35% of value a year — the ACS 2020-2024 median bill over the median home value for Montgomery County, PA

Insurance & upkeep · $730/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Bala-Cynwyd, PA — measured over the city limits, which is a different area from this zip.

Asking rent $2,286 as of Sep 2026
+4.9%year on year
Typical home value $681,530 as of Sep 2026
+5.1%year on year

Asking rent — 19004

Against the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro and the national benchmark.

$1,500 $1,750 $2,000 $2,250 2020 2021 2022 2023 2024 2025 2026 19004 $2,286 Philadelphia $1,903 United States $1,932
$1,500 $1,750 $2,000 $2,250 2020 2022 2024 2026
  • 19004$2,286
  • Philadelphia$1,903
  • United States$1,932

Typical home value — 19004

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 19004 $681,530 Philadelphia $386,048 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 19004$681,530
  • Philadelphia$386,048
  • United States$366,157

Within 20 miles

Showing 30 of 192 zips in range — sorting picks from all 192.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.0 19127 Philadelphia 5,664 $2,205 $345,452
1.3 19066 Merion Station 5,839 — $1,111,342
1.6 19072 Narberth 10,129 $2,716 $842,614
1.8 19131 Philadelphia 43,776 $1,683 $159,579
2.4 19129 Philadelphia 11,937 $1,750 $317,176
2.5 19128 Philadelphia 38,039 $1,797 $364,021
2.6 19096 Wynnewood 15,249 $2,456 $819,197
3.0 19151 Philadelphia 33,267 $1,491 $200,546
3.2 19144 Philadelphia 50,580 $1,436 $177,512
3.3 19132 Philadelphia 33,006 $1,460 $70,550
3.4 19119 Philadelphia 28,356 $1,594 $368,661
3.4 19121 Philadelphia 41,574 $1,715 $191,528
3.6 19139 Philadelphia 43,090 $1,431 $127,101
3.6 19035 Gladwyne 3,937 — $1,625,035
3.7 19003 Ardmore 14,255 $2,408 $525,655
4.1 19104 Philadelphia 55,172 $1,606 $214,797
4.2 19118 Philadelphia 9,978 $1,812 $883,672
4.3 19082 Upper Darby 41,541 $1,351 $196,944
4.3 19130 Philadelphia 30,116 $1,945 $435,023
4.5 19140 Philadelphia 53,385 $1,372 $95,389
4.7 19041 Haverford 6,308 $1,714 $1,167,168
4.7 19138 Philadelphia 30,821 $1,604 $172,926
4.8 19141 Philadelphia 32,385 $1,206 $157,258
4.9 19143 Philadelphia 62,572 $1,557 $144,647
4.9 19133 Philadelphia 24,864 $1,470 $83,524
5.0 19083 Havertown 37,590 $2,117 $533,928
5.1 19122 Philadelphia 25,439 $1,967 $302,098
5.1 19150 Philadelphia 24,304 $1,613 $238,186
5.1 19103 Philadelphia 25,900 $2,272 $473,549
5.2 19444 Lafayette Hill 11,065 — $634,828

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.