20197
Waterford, Virginia.
Waterford, Loudoun County, VA · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 1,825
to buy the typical home at today's mortgage rate — +$4,101 (+149%) since Jan 2020.
- 1 year
- Up $59,012 +5%
- $1,247,436$1,306,448 since Sep 2025
- 5 years
- Up $353,424 +37%
- $953,024$1,306,448 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 20197$6,857
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 20197 rose 4.7% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Waterford, VA — measured over the city limits, which is a different area from this zip.
Typical home value — 20197
Mid-tier homes, smoothed and seasonally adjusted.
- 20197$1,306,448
- Washington$569,857
- United States$366,157
Within 20 miles
Showing 30 of 44 zips in range — sorting picks from all 44.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.4 | 20129 | Paeonian Springs | 538 | — | $1,291,862 |
| 4.0 | 20158 | Hamilton | 4,979 | — | $970,564 |
| 4.8 | 20176 | Leesburg | 51,471 | $2,387 | $828,624 |
| 5.2 | 20180 | Lovettsville | 7,531 | — | $788,895 |
| 5.9 | 20132 | Purcellville | 19,817 | $3,062 | $888,188 |
| 7.7 | 21777 | Point Of Rocks | 2,462 | — | $514,991 |
| 8.6 | 21716 | Brunswick | 7,200 | $2,074 | $413,043 |
| 9.0 | 20175 | Leesburg | 34,733 | $2,485 | $827,121 |
| 10.5 | 20141 | Round Hill | 8,359 | — | $857,157 |
| 10.6 | 20842 | Dickerson | 2,369 | — | $730,463 |
| 10.7 | 25425 | Harpers Ferry | 13,332 | — | $393,403 |
| 10.7 | 21758 | Knoxville | 4,409 | — | $461,324 |
| 11.2 | 20839 | Bealsville | 158 | — | $653,359 |
| 11.7 | 21710 | Adamstown | 4,661 | — | $653,366 |
| 11.9 | 21755 | Jefferson | 5,909 | — | $560,040 |
| 12.8 | 20837 | Poolesville | 6,699 | — | $718,656 |
| 13.0 | 20147 | Ashburn | 67,692 | $2,775 | $746,114 |
| 13.6 | 20838 | Barnesville | 306 | — | $704,561 |
| 13.9 | 25414 | Charles Town | 21,073 | $1,963 | $414,899 |
| 14.6 | 21703 | Frederick | 41,960 | $2,296 | $410,271 |
| 14.8 | 20148 | Ashburn | 64,021 | $3,240 | $869,300 |
| 15.1 | 20117 | Middleburg | 2,790 | — | $1,186,160 |
| 15.5 | 20135 | Bluemont | 3,585 | — | $643,170 |
| 15.6 | 25438 | Ranson | 7,330 | $2,113 | $324,897 |
| 15.9 | 20841 | Boyds | 9,969 | — | $822,871 |
| 16.0 | 20165 | Sterling | 34,088 | $2,517 | $733,387 |
| 16.0 | 21779 | Rohrersville | 1,311 | — | $476,006 |
| 16.2 | 20105 | Aldie | 37,639 | $3,144 | $1,083,311 |
| 16.6 | 25442 | Shenandoah Junction | 2,772 | — | $505,394 |
| 17.2 | 21704 | Frederick | 20,006 | $2,994 | $644,613 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.