Zip lookup · MD

20646
La Plata, Maryland.

La Plata, Charles County, MD · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 21,400

What it costs per month · 20646 $2,482/mo

to buy the typical home at today's mortgage rate — +$1,168 (+89%) since Jan 2020.

What the home itself did
1 year
Down $2,836 -1%
$475,700$472,864 since Sep 2025
5 years
Up $47,520 +11%
$425,344$472,864 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 20646 $2,482 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 20646$2,482
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 33 years.

Typical home values in zip 20646 fell 0.6% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: La Plata, MD — measured over the city limits, which is a different area from this zip.

Asking rent $2,613 as of Sep 2026
Typical home value $472,864 as of Sep 2026
-0.6%year on year

Asking rent — 20646

Against the Washington-Arlington-Alexandria, DC-VA-MD-WV metro and the national benchmark.

$2,000 $2,200 $2,400 $2,600 2026 20646 $2,613 Washington $2,407 United States $1,932
$2,000 $2,200 $2,400 $2,600 2026
  • 20646$2,613
  • Washington$2,407
  • United States$1,932

Typical home value — 20646

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 20646 $472,864 Washington $569,857 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 20646$472,864
  • Washington$569,857
  • United States$366,157

Within 20 miles

Showing 30 of 45 zips in range — sorting picks from all 45.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
20.0 22153 Springfield 32,664 $3,114 $740,679
19.7 20625 Cobb Island 849 — $367,507
19.7 20745 Oxon Hill 28,605 $1,866 $356,884
19.6 22025 Dumfries 19,356 $2,636 $574,711
19.4 22303 Alexandria 16,922 $2,182 $545,553
19.4 22310 Alexandria 28,136 $2,791 $657,282
19.3 22485 King George 27,131 $1,882 $476,335
19.3 20624 Clements 796 — $485,776
18.2 22315 Alexandria 30,404 $2,826 $661,060
17.9 22125 Occoquan 681 $3,600 $550,421
17.6 20623 Cheltenham 2,761 — $498,008
17.5 22307 Alexandria 10,343 $2,087 $735,408
17.4 20612 Benedict 148 — $368,074
17.2 20621 Chaptico 958 — $374,533
17.0 22306 Alexandria 30,602 $1,951 $629,238
16.6 20735 Clinton 37,464 $3,172 $434,385
16.5 20608 Aquasco 693 — $401,267
16.2 22026 Dumfries 22,897 $3,111 $573,407
16.2 22191 Woodbridge 73,623 $2,158 $480,592
16.1 20659 Mechanicsville 24,324 — $439,108
16.1 20744 Fort Washington 54,441 $1,754 $441,144
16.1 20645 Issue 814 — $510,885
15.6 22079 Lorton 35,284 $2,594 $672,004
15.3 22060 Fort Belvoir 10,641 $2,092 $791,109
14.9 22309 Alexandria 34,316 $2,402 $579,777
14.8 20613 Brandywine 17,590 $3,064 $501,627
14.7 22308 Alexandria 14,090 $4,274 $970,938
12.6 20664 Newburg 3,138 — $417,697
12.4 20662 Nanjemoy 2,129 — $392,317
11.9 20637 Hughesville 6,133 — $579,170

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.