Zip lookup · MD

21144
Severn, Maryland.

Severn, Anne Arundel County, MD · Baltimore-Columbia-Towson, MD metro · population 37,118

What it costs per month · 21144 $2,705/mo

to buy the typical home at today's mortgage rate — +$1,306 (+93%) since Jan 2020.

What the home itself did
1 year
Up $6,687 +1%
$508,614$515,300 since Sep 2025
5 years
Up $66,094 +15%
$449,206$515,300 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 21144 $2,705 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 21144$2,705
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in zip 21144 rose 1.3% over the past year — in step with the nation.

Asking rents in zip 21144 fell 1.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 21144 runs $1,385/mo more than renting one. The gap peaked at $1,501 in Oct 2023.

That is $3,620 a month against $2,234 rent: a $2,705 mortgage payment, plus $363 property tax and $552 insurance & upkeep.

Owning vs renting — zip 21144

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2022 2023 2024 2025 2026 Owning all in $3,620 Renting $2,234 Mortgage only $2,705
$1,500 $2,000 $2,500 $3,000 $3,500 2022 2024 2026
  • Owning all in$3,620
  • Renting$2,234
  • Mortgage only$2,705

Property tax · $363/mo 0.85% of value a year — the ACS 2020-2024 median bill over the median home value for Anne Arundel County, MD

Insurance & upkeep · $552/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Severn, MD — measured over the city limits, which is a different area from this zip.

Asking rent $2,234 as of Sep 2026
-1.0%year on year
Typical home value $515,300 as of Sep 2026
+1.3%year on year

Asking rent — 21144

Against the Baltimore-Columbia-Towson, MD metro and the national benchmark.

$1,600 $1,800 $2,000 $2,200 2022 2023 2024 2025 2026 21144 $2,234 Baltimore $1,937 United States $1,932
$1,600 $1,800 $2,000 $2,200 2022 2024 2026
  • 21144$2,234
  • Baltimore$1,937
  • United States$1,932

Typical home value — 21144

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 21144 $515,300 Baltimore $396,959 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 21144$515,300
  • Baltimore$396,959
  • United States$366,157

Within 20 miles

Showing 30 of 103 zips in range — sorting picks from all 103.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
2.9 21077 Harmans 63 — $453,599
3.7 21108 Millersville 18,643 $2,217 $611,693
3.7 21061 Glen Burnie 57,230 $1,713 $375,161
4.1 21076 Hanover 24,268 $2,632 $531,302
5.0 21113 Odenton 36,705 $2,481 $464,884
5.9 20701 Annapolis Junction 513 $2,415 —
6.1 21060 Glen Burnie 39,730 $1,768 $413,535
6.1 21090 Linthicum Heights 10,652 $1,986 $430,756
6.3 20794 Jessup 16,814 $2,147 $486,441
6.5 21054 Gambrills 16,386 $2,790 $605,815
6.7 20724 Laurel 19,369 $2,453 $463,013
7.0 21075 Elkridge 37,363 $2,379 $481,968
7.2 21146 Severna Park 28,591 $3,374 $743,311
7.2 21032 Crownsville 8,850 — $664,239
7.7 21114 Crofton 25,590 $2,439 $489,023
7.8 20763 Savage 2,601 — $485,150
8.0 21225 Brooklyn 34,062 $1,416 $222,776
8.3 21227 Halethorpe 34,907 $1,487 $305,120
8.6 21226 Curtis Bay 6,674 $1,454 $313,877
9.3 21405 Annapolis 495 — $1,561,934
9.5 21046 Columbia 15,608 $1,952 $514,796
9.6 21122 Pasadena 61,566 $2,538 $450,783
9.8 20715 Bowie 26,915 $2,596 $482,825
9.9 20708 Laurel 27,593 $1,653 $480,603
10.0 21045 Columbia 40,034 $2,252 $476,394
10.2 20723 Laurel 36,866 $2,134 $578,114
10.3 20720 Bowie 25,015 $3,374 $569,004
10.5 21230 Baltimore 32,977 $2,191 $265,080
11.0 21012 Arnold 22,570 $2,878 $591,946
11.1 21228 Catonsville 50,492 $1,750 $424,864

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.