Zip lookup · MD

21778
Rocky Ridge, Maryland.

Rocky Ridge, Frederick County, MD · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 745

What it costs per month · 21778 $2,310/mo

to buy the typical home at today's mortgage rate — +$1,266 (+121%) since Jan 2020.

What the home itself did
1 year
Up $1,568 +0%
$438,570$440,138 since Sep 2025
5 years
Up $89,858 +26%
$350,280$440,138 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21778 $2,310 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21778$2,310
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 21778 rose 0.4% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Rocky Ridge, MD — measured over the city limits, which is a different area from this zip.

Typical home value $440,138 as of Sep 2026
+0.4%year on year

Typical home value — 21778

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 21778 $440,138 Washington $569,857 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 21778$440,138
  • Washington$569,857
  • United States$366,157

Within 20 miles

Showing 30 of 34 zips in range — sorting picks from all 34.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.3 21757 Keymar 2,671 — $454,316
4.6 21788 Thurmont 11,654 $2,262 $391,478
5.0 21727 Emmitsburg 6,052 $1,188 $368,546
5.7 21798 Woodsboro 2,928 — $500,713
8.1 21780 Sabillasville 2,159 — $405,225
8.7 21793 Walkersville 10,719 $2,000 $460,763
9.5 21791 Union Bridge 5,340 — $444,900
9.6 21787 Taneytown 11,645 — $395,611
10.5 21762 Libertytown 139 — $324,370
10.6 21719 Cascade 1,178 — $291,239
10.9 17320 Fairfield 8,124 — $348,249
11.3 21702 Frederick 49,605 $1,958 $451,936
11.6 17214 Blue Ridge Summit 1,143 — $282,437
11.6 21701 Frederick 43,048 $2,158 $443,257
12.0 21783 Smithsburg 9,910 — $370,274
12.7 21773 Myersville 5,826 — $547,465
14.1 21776 New Windsor 6,261 — $481,505
14.6 21774 New Market 17,134 $2,821 $591,215
15.4 17340 Littlestown 11,405 $1,145 $339,563
15.8 17325 Gettysburg 30,373 $1,432 $368,178
16.4 21158 Westminster 22,083 $1,997 $466,583
16.7 17268 Waynesboro 29,362 $1,385 $276,629
16.9 21769 Middletown 11,965 $1,824 $558,052
17.6 21742 Hagerstown 34,069 $1,587 $344,405
18.0 21771 Mount Airy 33,031 $2,562 $625,933
18.4 21704 Frederick 20,006 $2,994 $644,613
18.4 21703 Frederick 41,960 $2,296 $410,271
18.7 21770 Monrovia 8,751 — $652,546
18.7 17237 Mont Alto 1,759 — $228,940
18.7 21713 Boonsboro 9,846 — $409,288

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.