Zip lookup · MD

21788
Thurmont, Maryland.

Thurmont, Frederick County, MD · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 11,654

What it costs per month · 21788 $2,055/mo

to buy the typical home at today's mortgage rate — +$1,066 (+108%) since Jan 2020.

What the home itself did
1 year
Up $1,554 +0%
$389,925$391,478 since Sep 2025
5 years
Up $69,418 +22%
$322,060$391,478 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21788 $2,055 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21788$2,055
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 21788 rose 0.4% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Thurmont, MD — measured over the city limits, which is a different area from this zip.

Asking rent $2,262 as of Aug 2026
Typical home value $391,478 as of Sep 2026
+0.4%year on year

Asking rent — 21788

Against the Washington-Arlington-Alexandria, DC-VA-MD-WV metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 21788

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 21788 $391,478 Washington $569,857 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 21788$391,478
  • Washington$569,857
  • United States$366,157

Within 20 miles

Showing 30 of 37 zips in range — sorting picks from all 37.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.6 21778 Rocky Ridge 745 — $440,138
6.2 21780 Sabillasville 2,159 — $405,225
7.4 21798 Woodsboro 2,928 — $500,713
8.0 21727 Emmitsburg 6,052 $1,188 $368,546
8.1 21773 Myersville 5,826 — $547,465
8.1 21702 Frederick 49,605 $1,958 $451,936
8.3 21793 Walkersville 10,719 $2,000 $460,763
8.3 21783 Smithsburg 9,910 — $370,274
8.6 21757 Keymar 2,671 — $454,316
8.8 21719 Cascade 1,178 — $291,239
11.0 17214 Blue Ridge Summit 1,143 — $282,437
11.1 21701 Frederick 43,048 $2,158 $443,257
12.0 21762 Libertytown 139 — $324,370
12.2 17320 Fairfield 8,124 — $348,249
12.9 21769 Middletown 11,965 $1,824 $558,052
12.9 21791 Union Bridge 5,340 — $444,900
13.9 21742 Hagerstown 34,069 $1,587 $344,405
14.1 21713 Boonsboro 9,846 — $409,288
14.2 21787 Taneytown 11,645 — $395,611
14.9 21774 New Market 17,134 $2,821 $591,215
14.9 17268 Waynesboro 29,362 $1,385 $276,629
15.2 21734 Funkstown 1,076 — $273,775
15.8 21703 Frederick 41,960 $2,296 $410,271
17.0 21704 Frederick 20,006 $2,994 $644,613
17.1 21779 Rohrersville 1,311 — $476,006
17.2 21740 Hagerstown 64,792 $1,328 $288,533
17.6 21776 New Windsor 6,261 — $481,505
17.7 21756 Keedysville 3,640 — $461,598
18.0 17237 Mont Alto 1,759 — $228,940
18.0 21755 Jefferson 5,909 — $560,040

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.