Zip lookup · VA

22701
Culpeper, Virginia.

Culpeper, Culpeper County, VA · Washington-Arlington-Alexandria, DC-VA-MD-WV metro · population 38,512

What it costs per month · 22701 $2,385/mo

to buy the typical home at today's mortgage rate — +$1,331 (+126%) since Jan 2020.

What the home itself did
1 year
Up $16,033 +4%
$438,430$454,463 since Sep 2025
5 years
Up $94,744 +26%
$359,719$454,463 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 22701 $2,385 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 22701$2,385
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 22701 rose 3.7% over the past year — faster than the nation's +1.2%.

Asking rents in zip 22701 rose 7.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 22701 runs $1,194/mo more than renting one — the widest that gap has been in this data.

That is $3,072 a month against $1,878 rent: a $2,385 mortgage payment, plus $200 property tax and $487 insurance & upkeep.

Owning vs renting — zip 22701

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 2025 2026 Owning all in $3,072 Renting $1,878 Mortgage only $2,385
$2,000 $2,500 $3,000 2025 2026
  • Owning all in$3,072
  • Renting$1,878
  • Mortgage only$2,385

Property tax · $200/mo 0.53% of value a year — the ACS 2020-2024 median bill over the median home value for 3 counties

Insurance & upkeep · $487/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 3 counties: Culpeper County, VA 79% · Orange County, VA 14% · Madison County, VA 7%

Zillow also publishes an index for the city itself: Culpeper, VA — measured over the city limits, which is a different area from this zip.

Asking rent $1,878 as of Sep 2026
+7.5%year on year
Typical home value $454,463 as of Sep 2026
+3.7%year on year

Asking rent — 22701

Against the Washington-Arlington-Alexandria, DC-VA-MD-WV metro and the national benchmark.

$1,800 $2,000 $2,200 $2,400 2025 2026 22701 $1,878 Washington $2,407 United States $1,932
$1,800 $2,000 $2,200 $2,400 2025 2026
  • 22701$1,878
  • Washington$2,407
  • United States$1,932

Typical home value — 22701

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 22701 $454,463 Washington $569,857 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 22701$454,463
  • Washington$569,857
  • United States$366,157

Within 20 miles

Showing 30 of 31 zips in range — sorting picks from all 31.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
7.9 22714 Brandy Station 946 — $548,560
8.0 22733 Rapidan 1,711 — $393,628
9.8 22718 Elkwood 826 — $494,124
10.0 22726 Lignum 660 — $459,700
10.1 22713 Boston 1,489 — $548,243
10.4 22737 Rixeyville 3,465 — $528,092
10.4 22715 Brightwood 1,552 — $404,628
10.5 22735 Reva 1,628 — $466,982
11.7 22734 Remington 3,918 — $439,544
11.7 22542 Rhoadesville 2,418 — $385,611
12.5 22722 Haywood 448 — $390,152
13.9 22732 Radiant 262 — $391,742
14.0 22508 Locust Grove 15,557 $2,525 $419,487
14.1 22724 Jeffersonton 2,518 — $646,198
14.2 22716 Castleton 1,200 — $591,826
14.3 22709 Aroda 920 — $430,417
14.8 22567 Unionville 2,717 — $361,056
15.1 22712 Bealeton 9,501 — $510,470
15.4 22742 Sumerduck 1,596 — $531,776
15.7 22960 Orange 11,657 — $340,693
15.8 22731 Pratts 70 — $405,152
16.0 22749 Woodville 244 — $677,359
16.5 22736 Richardsville 844 — $495,209
16.7 22719 Etlan 348 — $501,484
16.8 22727 Madison 5,742 — $418,724
17.1 20106 Amissville 4,297 — $600,970
18.5 22738 Rochelle 928 — $437,294
19.1 22720 Goldvein 1,497 — $649,489
19.2 20186 Warrenton 15,703 $2,204 $604,561
19.3 22728 Midland 3,752 — $609,421

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.