Zip lookup · VA

22971
Lovingston, Virginia.

Lovingston, Nelson County, VA · Charlottesville, VA metro · population 2,359

What it costs per month · 22971 $1,340/mo

to buy the typical home at today's mortgage rate — +$769 (+135%) since Jan 2020.

What the home itself did
1 year
Up $7,090 +3%
$248,135$255,225 since Sep 2025
5 years
Up $57,605 +29%
$197,619$255,225 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 22971 $1,340 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 22971$1,340
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 22971 rose 2.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lovingston, VA — measured over the city limits, which is a different area from this zip.

Typical home value $255,225 as of Sep 2026
+2.9%year on year

Typical home value — 22971

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 22971 $255,225 Charlottesville $464,132 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 22971$255,225
  • Charlottesville$464,132
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.1 22949 Lovingston 1,426 — $315,279
6.8 22969 Schuyler 1,429 — $272,141
7.8 22938 Faber 884 — $367,606
8.0 22922 Arrington 2,226 — $241,272
9.2 24599 Wingina 470 — $217,674
10.3 24562 Howardsville 820 — $253,576
10.4 22964 Piney River 99 — $202,786
11.4 22958 Nellysford 2,306 — $576,195
11.5 22937 Esmont 1,743 — $297,584
11.6 22931 Covesville 145 — $392,475
12.3 22967 Roseland 2,413 — $412,485
14.0 24553 Gladstone 1,610 — $229,989
14.5 22976 Tyro 149 — $278,872
15.1 23921 Buckingham 2,408 — $235,900
15.4 22920 Afton 3,608 — $466,138
15.5 22959 North Garden 1,923 — $528,672
17.1 22952 Lyndhurst 1,694 — $346,273
17.8 24521 Amherst 10,599 — $295,817
18.0 24590 Scottsville 8,229 — $342,472
18.1 24464 Montebello 190 — $358,123

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.