Zip lookup · VA

23038
Columbia, Virginia.

Columbia, Goochland County, VA · Richmond, VA metro · population 1,471

What it costs per month · 23038 $1,690/mo

to buy the typical home at today's mortgage rate — +$968 (+134%) since Jan 2020.

What the home itself did
1 year
Up $15,134 +5%
$306,891$322,025 since Sep 2025
5 years
Up $71,962 +29%
$250,064$322,025 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 23038 $1,690 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 23038$1,690
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 23038 rose 4.9% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Goochland County, VA 41% · Cumberland County, VA 39% · Fluvanna County, VA 20%

Zillow also publishes an index for the city itself: Columbia, VA — measured over the city limits, which is a different area from this zip.

Typical home value $322,025 as of Sep 2026
+4.9%year on year

Typical home value — 23038

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 23038 $322,025 Richmond $392,106 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 23038$322,025
  • Richmond$392,106
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.1 23055 Fork Union 1,004 — $346,410
6.7 23022 Bremo Bluff 1,006 — $253,905
7.7 23027 Cartersville 1,612 — $328,255
8.5 23063 Goochland 6,164 — $412,124
9.2 23084 Kents Store 1,652 — $387,526
9.9 22963 Palmyra 16,896 $2,000 $374,399
10.4 23153 Sandy Hook 1,586 — $550,350
11.2 23123 New Canton 1,995 — $219,801
12.2 23065 Gum Spring 1,292 — $387,843
15.1 23004 Arvonia 819 — $235,199
15.9 22974 Troy 5,309 — $447,805
17.4 23102 Maidens 3,605 — $546,284
17.9 23040 Cumberland 4,640 — $286,219
18.0 23093 Louisa 14,647 $1,700 $377,226
18.3 23139 Powhatan 27,757 — $477,987
18.3 24590 Scottsville 8,229 — $342,472
19.8 23039 Crozier 938 — $536,394

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.