23040
Cumberland, Virginia.
Cumberland, Cumberland County, VA · population 4,640
to buy the typical home at today's mortgage rate — +$918 (+157%) since Jan 2020.
- 1 year
- Up $24,209 +9%
- $262,010$286,219 since Sep 2025
- 5 years
- Up $75,367 +36%
- $210,851$286,219 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 23040$1,502
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 23040 rose 9.2% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Cumberland County, VA 91% · Buckingham County, VA 9%
Zillow also publishes an index for the city itself: Cumberland, VA — measured over the city limits, which is a different area from this zip.
Typical home value — 23040
Mid-tier homes, smoothed and seasonally adjusted.
- 23040$286,219
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 10.3 | 23123 | New Canton | 1,995 | — | $219,801 |
| 11.3 | 23027 | Cartersville | 1,612 | — | $328,255 |
| 12.8 | 23936 | Dillwyn | 7,334 | — | $250,146 |
| 14.7 | 23004 | Arvonia | 819 | — | $235,199 |
| 15.2 | 23966 | Rice | 2,010 | — | $242,609 |
| 15.2 | 23083 | Jetersville | 2,220 | — | $308,809 |
| 15.6 | 23022 | Bremo Bluff | 1,006 | — | $253,905 |
| 15.7 | 23901 | Farmville | 15,173 | $1,252 | $273,134 |
| 17.4 | 23139 | Powhatan | 27,757 | — | $477,987 |
| 17.9 | 23038 | Columbia | 1,471 | — | $322,025 |
| 18.1 | 23055 | Fork Union | 1,004 | — | $346,410 |
| 19.2 | 23002 | Amelia Court House | 10,849 | — | $339,991 |
| 19.8 | 23063 | Goochland | 6,164 | — | $412,124 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.