Zip lookup · VA

23112
Midlothian, Virginia.

Midlothian, Chesterfield County, VA · Richmond, VA metro · population 57,016

What it costs per month · 23112 $2,280/mo

to buy the typical home at today's mortgage rate — +$1,248 (+121%) since Jan 2020.

What the home itself did
1 year
Up $10,483 +2%
$423,898$434,381 since Sep 2025
5 years
Up $90,822 +26%
$343,560$434,381 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 23112 $2,280 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 23112$2,280
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 23112 rose 2.5% over the past year — faster than the nation's +1.2%.

Asking rents in zip 23112 rose 4.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 23112 runs $965/mo more than renting one. The gap peaked at $1,132 in Oct 2023.

That is $3,019 a month against $2,054 rent: a $2,280 mortgage payment, plus $274 property tax and $465 insurance & upkeep.

Owning vs renting — zip 23112

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2020 2022 2024 2026 Owning all in $3,019 Renting $2,054 Mortgage only $2,280
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,019
  • Renting$2,054
  • Mortgage only$2,280

Property tax · $274/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $465/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Chesterfield County, VA 99% · Powhatan County, VA 1%

Zillow also publishes an index for the city itself: Midlothian, VA — measured over the city limits, which is a different area from this zip.

Asking rent $2,054 as of Sep 2026
+4.4%year on year
Typical home value $434,381 as of Sep 2026
+2.5%year on year

Asking rent — 23112

Against the Richmond, VA metro and the national benchmark.

$1,000 $1,500 $2,000 2018 2020 2022 2024 2026 23112 $2,054 Richmond $1,706 United States $1,932
$1,000 $1,500 $2,000 2018 2022 2026
  • 23112$2,054
  • Richmond$1,706
  • United States$1,932

Typical home value — 23112

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 23112 $434,381 Richmond $392,106 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 23112$434,381
  • Richmond$392,106
  • United States$366,157

Within 20 miles

Showing 30 of 39 zips in range — sorting picks from all 39.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.2 23114 Midlothian 21,631 $2,120 $468,325
4.8 23832 Chesterfield 41,442 $1,890 $410,203
5.0 23236 Richmond 27,903 $1,723 $391,368
6.9 23120 Moseley 17,586 $2,500 $610,324
7.1 23113 Midlothian 27,477 $2,010 $720,126
7.6 23235 Richmond 33,461 $1,845 $415,336
8.4 23838 Chesterfield 17,686 — $569,290
10.1 23225 Richmond 42,771 $1,518 $367,296
10.8 23234 Richmond 47,465 $1,559 $309,463
11.0 23238 Henrico 26,050 $1,771 $497,754
11.6 23229 Henrico 35,689 $1,773 $521,985
11.7 23224 Richmond 40,575 $1,520 $243,565
11.8 23237 Richmond 27,126 $1,879 $325,915
12.4 23221 Richmond 14,402 $1,895 $645,519
12.5 23226 Richmond 15,477 $2,094 $586,496
13.4 23831 Chester 39,529 $1,824 $381,109
13.6 23220 Richmond 34,671 $1,763 $446,587
14.0 23230 Richmond 8,910 $1,923 $416,616
14.4 23219 Richmond 4,062 $1,530 $360,326
14.5 23233 Henrico 31,582 $1,950 $535,638
14.9 23294 Henrico 20,216 $1,653 $357,740
15.1 23103 Manakin Sabot 6,922 — $793,528
15.6 23833 Church Road 2,212 — $337,046
16.1 23228 Henrico 36,527 $1,624 $328,234
16.8 23222 Richmond 26,322 $1,682 $276,606
16.8 23139 Powhatan 27,757 — $477,987
16.9 23060 Glen Allen 36,497 $2,008 $452,640
16.9 23039 Crozier 938 — $536,394
17.3 23227 Richmond 24,925 $1,585 $392,587
17.5 23002 Amelia Court House 10,849 — $339,991

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.