Zip lookup · VA

23435
Suffolk, Virginia.

Suffolk, Suffolk City, VA · Virginia Beach-Norfolk-Newport News, VA-NC metro · population 33,721

What it costs per month · 23435 $2,364/mo

to buy the typical home at today's mortgage rate — +$1,274 (+117%) since Jan 2020.

What the home itself did
1 year
Up $9,530 +2%
$440,790$450,320 since Sep 2025
5 years
Up $93,403 +26%
$356,917$450,320 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 23435 $2,364 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 23435$2,364
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 23435 rose 2.2% over the past year — faster than the nation's +1.2%.

Asking rents in zip 23435 rose 9.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 23435 runs $774/mo more than renting one. The gap peaked at $1,068 in Nov 2023.

That is $3,195 a month against $2,421 rent: a $2,364 mortgage payment, plus $349 property tax and $482 insurance & upkeep.

Owning vs renting — zip 23435

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 2022 2023 2024 2025 2026 Owning all in $3,195 Renting $2,421 Mortgage only $2,364
$1,500 $2,000 $2,500 $3,000 2022 2024 2026
  • Owning all in$3,195
  • Renting$2,421
  • Mortgage only$2,364

Property tax · $349/mo 0.93% of value a year — the ACS 2020-2024 median bill over the median home value for Suffolk City, VA

Insurance & upkeep · $482/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Suffolk, VA — measured over the city limits, which is a different area from this zip.

Asking rent $2,421 as of Sep 2026
+9.5%year on year
Typical home value $450,320 as of Sep 2026
+2.2%year on year

Asking rent — 23435

Against the Virginia Beach-Norfolk-Newport News, VA-NC metro and the national benchmark.

$1,500 $2,000 $2,500 2022 2023 2024 2025 2026 23435 $2,421 Virginia Beach $1,886 United States $1,932
$1,500 $2,000 $2,500 2022 2024 2026
  • 23435$2,421
  • Virginia Beach$1,886
  • United States$1,932

Typical home value — 23435

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 23435 $450,320 Virginia Beach $371,181 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 23435$450,320
  • Virginia Beach$371,181
  • United States$366,157

Within 20 miles

Showing 30 of 43 zips in range — sorting picks from all 43.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.1 23321 Chesapeake 40,176 $1,805 $403,283
4.3 23436 Suffolk 882 — $518,837
4.5 23432 Suffolk 1,180 — $457,291
4.9 23433 Suffolk 1,391 — $558,814
6.4 23701 Portsmouth 24,298 $1,848 $264,653
6.7 23703 Portsmouth 25,610 $1,902 $323,619
7.8 23707 Portsmouth 14,766 $1,511 $253,815
8.4 23314 Carrollton 10,099 $1,994 $414,514
8.8 23702 Portsmouth 12,485 $1,597 $226,504
9.3 23704 Portsmouth 19,207 $1,611 $237,987
10.0 23507 Norfolk 6,645 $1,582 $478,728
10.0 23508 Norfolk 19,432 $1,870 $379,098
10.5 23510 Norfolk 9,190 $1,818 $327,623
10.6 23323 Chesapeake 43,043 $2,299 $426,206
10.6 23517 Norfolk 4,932 $1,727 $321,257
10.8 23607 Newport News 23,096 $1,597 $184,050
11.2 23434 Suffolk 54,387 $1,846 $340,849
11.5 23523 Norfolk 8,188 — $259,921
11.6 23324 Chesapeake 24,670 $1,641 $286,138
11.7 23505 Norfolk 28,247 $1,574 $327,470
11.9 23504 Norfolk 23,502 $1,457 $269,145
12.5 23509 Norfolk 13,105 $1,947 $283,362
12.7 23605 Newport News 13,332 $1,504 $228,444
12.9 23661 Hampton 14,005 $1,702 $245,560
13.4 23325 Chesapeake 19,138 $1,864 $330,329
13.5 23487 Windsor 6,477 — $347,030
13.9 23513 Norfolk 28,628 $1,770 $271,833
14.2 23503 Norfolk 30,216 $1,650 $315,126
14.4 23430 Smithfield 19,109 $2,554 $408,412
15.1 23502 Norfolk 20,399 $1,780 $311,254

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.