Zip lookup · WV

25420
Gerrardstown, West Virginia.

Gerrardstown, Berkeley County, WV · Hagerstown-Martinsburg, MD-WV metro · population 4,945

What it costs per month · 25420 $1,860/mo

to buy the typical home at today's mortgage rate — +$1,139 (+158%) since Jan 2020.

What the home itself did
1 year
Up $21,961 +7%
$332,345$354,307 since Sep 2025
5 years
Up $96,348 +37%
$257,959$354,307 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 25420 $1,860 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 25420$1,860
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 25420 rose 6.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Gerrardstown, WV — measured over the city limits, which is a different area from this zip.

Typical home value $354,307 as of Sep 2026
+6.6%year on year

Typical home value — 25420

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 25420 $354,307 Hagerstown $322,655 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 25420$354,307
  • Hagerstown$322,655
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.0 25428 Inwood 14,825 $1,923 $322,437
5.7 25413 Bunker Hill 9,618 — $332,761
8.1 22624 Clear Brook 3,416 — $490,260
8.3 22603 Winchester 17,133 — $428,483
8.6 25405 Martinsburg 14,266 $1,972 $318,536
9.3 25403 Martinsburg 16,470 $1,795 $376,712
9.4 25401 Martinsburg 14,979 $1,373 $255,377
10.1 25430 Kearneysville 8,954 — $391,097
10.1 25427 Hedgesville 16,595 $1,777 $335,270
10.3 22625 Cross Junction 3,376 — $434,688
11.4 22656 Stephenson 5,360 $2,475 $479,231
13.0 25446 Summit Point 1,374 — $470,110
13.2 25411 Berkeley Springs 12,367 $1,233 $317,043
13.9 25404 Martinsburg 23,990 $1,732 $288,432
14.3 25438 Ranson 7,330 $2,113 $324,897
14.5 26817 Bloomery 425 — $286,693
14.6 22601 Winchester 29,230 $1,724 $349,952
15.4 25442 Shenandoah Junction 2,772 — $505,394
15.7 22637 Gore 1,933 — $436,708
16.0 25414 Charles Town 21,073 $1,963 $414,899
16.6 22611 Berryville 9,276 $1,638 $563,435
16.8 25443 Shepherdstown 7,496 $1,385 $490,683
17.7 25422 Great Cacapon 1,463 — $271,854
17.7 22602 Winchester 32,840 $1,909 $418,228
18.4 25434 Paw Paw 3,272 — $234,576
18.7 25419 Falling Waters 13,201 $1,887 $319,019
19.0 25425 Harpers Ferry 13,332 — $393,403
19.5 26711 Capon Bridge 2,724 — $305,708
19.9 21782 Sharpsburg 3,704 — $350,081

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.