27581
Stem, North Carolina.
Stem, Granville County, NC · Durham-Chapel Hill, NC metro · population 3,880
to buy the typical home at today's mortgage rate — +$930 (+130%) since Jan 2020.
- 1 year
- Up $151 +0%
- $313,027$313,178 since Sep 2025
- 5 years
- Up $64,923 +26%
- $248,255$313,178 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 27581$1,644
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 27581 rose 0.0% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Stem, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 27581
Mid-tier homes, smoothed and seasonally adjusted.
- 27581$313,178
- Durham$401,581
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.6 | 27509 | Butner | 7,766 | — | $267,263 |
| 7.3 | 27522 | Creedmoor | 13,083 | $1,700 | $335,454 |
| 8.6 | 27503 | Bahama | 5,374 | — | $472,926 |
| 8.8 | 27572 | Rougemont | 6,131 | — | $359,813 |
| 12.0 | 27712 | Durham | 24,299 | $2,262 | $414,902 |
| 12.1 | 27565 | Oxford | 23,826 | — | $248,687 |
| 12.3 | 27704 | Durham | 40,102 | $1,741 | $301,355 |
| 12.9 | 27583 | Timberlake | 7,242 | — | $315,735 |
| 15.8 | 27525 | Franklinton | 17,110 | $1,350 | $349,449 |
| 16.3 | 27544 | Kittrell | 3,329 | — | $233,735 |
| 16.8 | 27701 | Durham | 24,793 | $1,671 | $411,478 |
| 17.0 | 27703 | Durham | 63,458 | $1,805 | $376,573 |
| 18.4 | 27705 | Durham | 49,923 | $1,536 | $458,743 |
| 18.4 | 27587 | Wake Forest | 82,886 | $1,795 | $504,797 |
| 18.7 | 27614 | Raleigh | 34,226 | $1,556 | $670,503 |
| 19.1 | 27613 | Raleigh | 45,235 | $1,373 | $580,326 |
| 19.1 | 27573 | Roxboro | 11,537 | — | $186,404 |
| 19.7 | 27574 | Roxboro | 14,928 | — | $234,307 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.