Zip lookup · NC

27964
Point Harbor, North Carolina.

Point Harbor, Currituck County, NC · Virginia Beach-Norfolk-Newport News, VA-NC metro · population 554

What it costs per month · 27964 $2,497/mo

to buy the typical home at today's mortgage rate — +$1,569 (+169%) since Jan 2020.

What the home itself did
1 year
Up $18,590 +4%
$457,093$475,684 since Sep 2025
5 years
Up $143,428 +43%
$332,255$475,684 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 27964 $2,497 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 27964$2,497
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 27964 rose 4.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Point Harbor, NC — measured over the city limits, which is a different area from this zip.

Typical home value $475,684 as of Sep 2026
+4.1%year on year

Typical home value — 27964

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 27964 $475,684 Virginia Beach $371,181 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 27964$475,684
  • Virginia Beach$371,181
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
0.9 27941 Harbinger 641 — $512,174
2.9 27966 Powells Point 1,540 — $415,142
4.1 27949 Kitty Hawk 8,251 — $781,071
7.9 27947 Jarvisburg 1,028 — $356,070
8.7 27948 Kill Devil Hills 12,436 $2,112 $522,121
10.1 27939 Grandy 2,206 — $395,279
14.4 27965 Poplar Branch 648 — $334,976
14.6 27974 Shiloh 858 — $332,457
14.8 27954 Manteo 7,237 — $511,513
17.1 27916 Aydlett 1,258 — $420,662
18.9 27959 Nags Head 3,170 — $710,287
19.2 27981 Wanchese 1,969 — $362,459

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.