28097
Locust, North Carolina.
Locust, Stanly County, NC · Albemarle, NC metro · population 8,303
to buy the typical home at today's mortgage rate — +$1,143 (+132%) since Jan 2020.
- 1 year
- Up $239 +0%
- $382,152$382,391 since Sep 2025
- 5 years
- Up $72,222 +23%
- $310,169$382,391 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28097$2,007
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in zip 28097 rose 0.1% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Stanly County, NC 98% · Cabarrus County, NC 2%
Zillow also publishes an index for the city itself: Locust, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28097
Mid-tier homes, smoothed and seasonally adjusted.
- 28097$382,391
- Albemarle$302,541
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.8 | 28129 | Oakboro | 5,852 | — | $332,571 |
| 6.5 | 28163 | Stanfield | 6,491 | — | $396,358 |
| 7.3 | 28124 | Mount Pleasant | 7,010 | — | $379,247 |
| 7.9 | 28107 | Midland | 10,244 | $2,232 | $427,970 |
| 9.5 | 28025 | Concord | 58,334 | $1,835 | $339,208 |
| 11.0 | 28001 | Albemarle | 26,424 | $1,335 | $261,392 |
| 13.9 | 28075 | Harrisburg | 21,517 | $2,519 | $501,189 |
| 14.4 | 28128 | Norwood | 6,587 | — | $295,466 |
| 15.7 | 28138 | Rockwell | 10,271 | — | $295,172 |
| 15.8 | 28071 | Gold Hill | 4,219 | — | $334,029 |
| 16.0 | 28137 | Richfield | 2,664 | — | $322,140 |
| 16.3 | 28227 | Charlotte | 60,482 | $1,695 | $383,407 |
| 16.6 | 28127 | New London | 8,506 | — | $314,362 |
| 17.1 | 28083 | Kannapolis | 28,095 | $1,532 | $263,616 |
| 17.3 | 28079 | Indian Trail | 43,035 | $2,020 | $428,678 |
| 17.4 | 28215 | Charlotte | 66,674 | $2,051 | $344,020 |
| 17.7 | 28027 | Concord | 81,772 | $1,752 | $409,576 |
| 17.7 | 28110 | Monroe | 56,971 | $1,979 | $367,683 |
| 17.9 | 28009 | Badin | 1,456 | — | $169,819 |
| 19.2 | 28213 | Charlotte | 45,904 | $1,548 | $319,950 |
| 19.8 | 28262 | Charlotte | 50,003 | $1,512 | $337,996 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.