Zip lookup · NC

28465
Oak Island, North Carolina.

Oak Island, Brunswick County, NC · Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro · population 8,756

What it costs per month · 28465 $3,172/mo

to buy the typical home at today's mortgage rate — +$1,994 (+169%) since Jan 2020.

What the home itself did
1 year
Up $25,764 +4%
$578,621$604,385 since Sep 2025
5 years
Up $156,853 +35%
$447,532$604,385 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 28465 $3,172 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 28465$3,172
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 28465 rose 4.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Oak Island, NC — measured over the city limits, which is a different area from this zip.

Asking rent $2,094 as of Sep 2026
Typical home value $604,385 as of Sep 2026
+4.5%year on year

Asking rent — 28465

Against the Myrtle Beach-Conway-North Myrtle Beach, SC-NC metro and the national benchmark.

$1,700 $1,800 $1,900 $2,000 $2,100 2026 28465 $2,094 Myrtle Beach $1,722 United States $1,932
$1,700 $1,800 $1,900 $2,000 $2,100 2026
  • 28465$2,094
  • Myrtle Beach$1,722
  • United States$1,932

Typical home value — 28465

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 28465 $604,385 Myrtle Beach $339,738 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 28465$604,385
  • Myrtle Beach$339,738
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.1 28461 Southport 23,762 $1,688 $514,522
10.9 28449 Kure Beach 2,131 — $746,152
11.3 28422 Bolivia 10,059 $2,171 $332,921
13.3 28462 Supply 12,340 $2,099 $469,579
13.5 28479 Winnabow 6,581 $2,158 $361,508
14.0 28428 Carolina Beach 7,136 $2,325 $601,649
17.5 28470 Shallotte 11,219 $1,748 $316,420
18.4 28412 Wilmington 44,166 $1,562 $391,083

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.