28512
Harkers Island, North Carolina.
Harkers Island, Carteret County, NC · Morehead City, NC metro · population 3,358
to buy the typical home at today's mortgage rate — +$1,892 (+145%) since Jan 2020.
- 1 year
- Up $19,211 +3%
- $590,433$609,644 since Sep 2025
- 5 years
- Up $120,982 +25%
- $488,662$609,644 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28512$3,200
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in zip 28512 rose 3.3% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Harkers Island, NC — measured over the city limits, which is a different area from this zip.
Asking rent — 28512
Against the Morehead City, NC metro and the national benchmark.
- 28512$1,658
- Morehead City$1,827
- United States$1,932
Typical home value — 28512
Mid-tier homes, smoothed and seasonally adjusted.
- 28512$609,644
- Morehead City$469,785
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.4 | 28557 | Morehead City | 15,253 | $1,858 | $415,185 |
| 8.3 | 28570 | Newport | 22,197 | $1,681 | $343,326 |
| 12.2 | 28531 | Harkers Island | 1,060 | — | $404,172 |
| 13.6 | 28528 | Gloucester | 407 | — | $342,726 |
| 13.9 | 28516 | Beaufort | 11,289 | $1,800 | $416,984 |
| 14.6 | 28594 | Emerald Isle | 3,934 | $2,300 | $761,374 |
| 15.0 | 28553 | Marshallberg | 413 | — | $269,433 |
| 15.2 | 28532 | Havelock | 20,908 | $1,542 | $233,465 |
| 17.0 | 28579 | Smyrna | 331 | — | $286,757 |
| 18.2 | 28524 | Davis | 261 | — | $226,900 |
| 18.6 | 28584 | Swansboro | 14,939 | $1,771 | $401,313 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.