28705
Bakersville, North Carolina.
Bakersville, Mitchell County, NC · population 6,732
to buy the typical home at today's mortgage rate — +$669 (+132%) since Jan 2020.
- 1 year
- Up $10,735 +5%
- $213,769$224,505 since Sep 2025
- 5 years
- Up $42,302 +23%
- $182,203$224,505 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28705$1,178
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in zip 28705 rose 5.0% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Mitchell County, NC 100% · Yancey County, NC 0%
Zillow also publishes an index for the city itself: Bakersville, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28705
Mid-tier homes, smoothed and seasonally adjusted.
- 28705$224,505
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.1 | 28740 | Green Mountain | 2,158 | — | $244,990 |
| 10.5 | 37687 | Roan Mountain | 4,493 | — | $247,001 |
| 10.6 | 28777 | Spruce Pine | 10,178 | — | $250,658 |
| 12.2 | 28657 | Newland | 8,188 | — | $292,035 |
| 12.7 | 37692 | Unicoi | 4,766 | — | $291,910 |
| 14.2 | 28714 | Burnsville | 16,397 | — | $311,486 |
| 15.2 | 37658 | Hampton | 3,854 | — | $208,561 |
| 15.6 | 28622 | Elk Park | 2,565 | — | $307,009 |
| 17.4 | 37650 | Erwin | 12,774 | — | $222,683 |
| 18.0 | 28646 | Linville | 382 | — | $1,377,285 |
| 19.6 | 28604 | Banner Elk | 7,869 | — | $490,818 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.