28707
Balsam, North Carolina.
Balsam, Jackson County, NC · Cullowhee, NC metro · population 461
to buy the typical home at today's mortgage rate — +$901 (+139%) since Jan 2020.
- 1 year
- Down $22,089 -7%
- $316,973$294,883 since Sep 2025
- 5 years
- Up $43,031 +17%
- $251,853$294,883 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28707$1,548
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in zip 28707 fell 7.0% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Balsam, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28707
Mid-tier homes, smoothed and seasonally adjusted.
- 28707$294,883
- Cullowhee$405,775
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.0 | 28786 | Waynesville | 22,056 | $1,749 | $339,642 |
| 8.0 | 28751 | Maggie Valley | 4,159 | $1,250 | $384,264 |
| 8.6 | 28779 | Sylva | 18,064 | $1,275 | $330,140 |
| 8.9 | 28723 | Cullowhee | 12,756 | — | $424,729 |
| 10.2 | 28745 | Lake Junaluska | 670 | — | $441,891 |
| 10.7 | 28783 | Tuckasegee | 1,785 | — | $454,401 |
| 11.8 | 28716 | Canton | 16,863 | $1,600 | $283,658 |
| 14.2 | 28789 | Whittier | 5,788 | — | $330,226 |
| 14.6 | 28708 | Balsam Grove | 456 | — | $315,816 |
| 15.1 | 28736 | Glenville | 1,000 | — | $825,460 |
| 17.2 | 28785 | Waynesville | 8,311 | — | $386,715 |
| 17.9 | 28721 | Clyde | 10,698 | — | $336,288 |
| 18.8 | 28747 | Lake Toxaway | 2,021 | — | $673,368 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.