28731
Flat Rock, North Carolina.
Flat Rock, Henderson County, NC · Asheville, NC metro · population 8,672
to buy the typical home at today's mortgage rate — +$1,259 (+111%) since Jan 2020.
- 1 year
- Down $8,571 -2%
- $464,757$456,186 since Sep 2025
- 5 years
- Up $70,249 +18%
- $385,937$456,186 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28731$2,394
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in zip 28731 fell 1.8% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Henderson County, NC 81% · Polk County, NC 19%
Zillow also publishes an index for the city itself: Flat Rock, NC — measured over the city limits, which is a different area from this zip.
Asking rent — 28731
Against the Asheville, NC metro and the national benchmark.
Not enough data to draw this yet.
Typical home value — 28731
Mid-tier homes, smoothed and seasonally adjusted.
- 28731$456,186
- Asheville$416,031
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.3 | 28726 | East Flat Rock | 4,363 | — | $288,296 |
| 4.5 | 28773 | Saluda | 3,441 | — | $361,568 |
| 7.2 | 28792 | Hendersonville | 36,645 | $1,621 | $367,731 |
| 8.7 | 28791 | Hendersonville | 15,108 | $1,837 | $421,861 |
| 9.0 | 28790 | Zirconia | 3,241 | — | $398,709 |
| 9.3 | 28739 | Hendersonville | 20,843 | $1,772 | $461,981 |
| 11.6 | 28756 | Mill Spring | 4,706 | — | $251,251 |
| 12.0 | 28732 | Fletcher | 19,279 | $2,132 | $446,952 |
| 12.0 | 29356 | Landrum | 8,946 | — | $323,204 |
| 12.9 | 28729 | Etowah | 3,681 | — | $426,040 |
| 13.3 | 28782 | Tryon | 6,519 | — | $342,497 |
| 13.3 | 28759 | Mills River | 7,555 | $2,988 | $529,471 |
| 13.9 | 28766 | Penrose | 1,259 | — | $411,424 |
| 14.6 | 28722 | Columbus | 6,086 | — | $332,853 |
| 16.0 | 29690 | Travelers Rest | 26,358 | $1,787 | $356,072 |
| 16.2 | 28704 | Arden | 24,138 | $1,537 | $428,632 |
| 16.5 | 28730 | Fairview | 7,605 | $3,055 | $515,179 |
| 16.6 | 28718 | Cedar Mountain | 654 | — | $401,237 |
| 16.8 | 28746 | Lake Lure | 2,744 | $1,688 | $437,973 |
| 17.2 | 28742 | Horse Shoe | 2,710 | — | $489,482 |
| 17.8 | 29661 | Marietta | 6,657 | — | $220,224 |
| 18.1 | 29322 | Campobello | 10,931 | — | $372,539 |
| 18.4 | 28803 | Asheville | 33,718 | $1,679 | $435,666 |
| 18.7 | 28768 | Pisgah Forest | 6,759 | — | $448,791 |
| 19.0 | 29683 | Slater | 265 | — | $171,809 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.