28740
Bakersville, North Carolina.
Bakersville, Yancey County, NC · population 2,158
to buy the typical home at today's mortgage rate — +$715 (+125%) since Jan 2020.
- 1 year
- Up $1,628 +1%
- $243,362$244,990 since Sep 2025
- 5 years
- Up $34,312 +16%
- $210,678$244,990 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28740$1,286
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in zip 28740 rose 0.7% over the past year — slower than the nation's +1.2%.
This zip spans 2 counties: Yancey County, NC 55% · Mitchell County, NC 45%
Zillow also publishes an index for the city itself: Bakersville, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28740
Mid-tier homes, smoothed and seasonally adjusted.
- 28740$244,990
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.1 | 28705 | Bakersville | 6,732 | — | $224,505 |
| 9.8 | 37650 | Erwin | 12,774 | — | $222,683 |
| 9.9 | 37692 | Unicoi | 4,766 | — | $291,910 |
| 11.3 | 28714 | Burnsville | 16,397 | — | $311,486 |
| 14.5 | 37657 | Flag Pond | 1,060 | — | $252,278 |
| 15.3 | 37687 | Roan Mountain | 4,493 | — | $247,001 |
| 16.1 | 28777 | Spruce Pine | 10,178 | — | $250,658 |
| 16.4 | 28754 | Mars Hill | 9,682 | — | $414,381 |
| 17.5 | 37658 | Hampton | 3,854 | — | $208,561 |
| 18.4 | 37604 | Johnson City | 39,097 | $1,565 | $282,552 |
| 19.7 | 37659 | Jonesborough | 29,080 | $1,562 | $338,026 |
| 19.9 | 37601 | Johnson City | 38,008 | $1,266 | $262,775 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.