28741
Highlands, North Carolina.
Highlands, Macon County, NC · Cullowhee, NC metro · population 4,257
to buy the typical home at today's mortgage rate — +$3,771 (+191%) since Jan 2020.
- 1 year
- Up $84,538 +8%
- $1,010,360$1,094,899 since Sep 2025
- 5 years
- Up $291,836 +36%
- $803,063$1,094,899 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28741$5,747
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 28741 rose 8.4% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Macon County, NC 87% · Jackson County, NC 13%
Zillow also publishes an index for the city itself: Highlands, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28741
Mid-tier homes, smoothed and seasonally adjusted.
- 28741$1,094,899
- Cullowhee$405,775
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.6 | 28717 | Cashiers | 1,265 | — | $1,614,909 |
| 7.1 | 28775 | Scaly Mountain | 674 | — | $470,975 |
| 9.1 | 30537 | Dillard | 1,406 | — | $411,562 |
| 10.7 | 28736 | Glenville | 1,000 | — | $825,460 |
| 12.1 | 28774 | Sapphire | 1,451 | — | $656,503 |
| 12.7 | 28763 | Otto | 2,688 | — | $307,644 |
| 13.3 | 29686 | Tamassee | 989 | — | $330,561 |
| 13.5 | 30525 | Clayton | 7,059 | $2,000 | $360,917 |
| 13.8 | 30568 | Rabun Gap | 2,133 | — | $360,553 |
| 14.3 | 29664 | Mountain Rest | 1,553 | — | $257,152 |
| 14.6 | 28734 | Franklin | 29,659 | $1,125 | $298,222 |
| 15.5 | 28723 | Cullowhee | 12,756 | — | $424,729 |
| 16.6 | 28783 | Tuckasegee | 1,785 | — | $454,401 |
| 16.9 | 29676 | Salem | 6,016 | — | $561,601 |
| 17.2 | 28747 | Lake Toxaway | 2,021 | — | $673,368 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.