Zip lookup · NC

28743
Hot Springs, North Carolina.

Hot Springs, Madison County, NC · Asheville, NC metro · population 2,211

What it costs per month · 28743 $1,687/mo

to buy the typical home at today's mortgage rate — +$911 (+117%) since Jan 2020.

What the home itself did
1 year
Down $557 -0%
$321,959$321,402 since Sep 2025
5 years
Up $38,857 +14%
$282,545$321,402 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28743 $1,687 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28743$1,687
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 27 years.

Typical home values in zip 28743 fell 0.2% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Madison County, NC 81% · Haywood County, NC 19%

Zillow also publishes an index for the city itself: Hot Springs, NC — measured over the city limits, which is a different area from this zip.

Typical home value $321,402 as of Sep 2026
-0.2%year on year

Typical home value — 28743

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 28743 $321,402 Asheville $416,031 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 28743$321,402
  • Asheville$416,031
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.1 37727 Del Rio 1,936 — $248,835
11.1 37753 Hartford 917 — $209,701
12.1 28753 Marshall 10,389 — $367,908
12.2 28721 Clyde 10,698 — $336,288
13.2 28748 Leicester 12,230 $1,762 $421,039
15.4 28785 Waynesville 8,311 — $386,715
16.2 28701 Alexander 5,786 — $415,122
16.3 37843 Parrottsville 4,426 — $282,133
18.0 37743 Greeneville 24,548 $1,188 $244,858
18.6 37722 Cosby 6,708 — $270,500
20.0 28745 Lake Junaluska 670 — $441,891

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.