Zip lookup · NC

28746
Lake Lure, North Carolina.

Lake Lure, Rutherford County, NC · Forest City, NC metro · population 2,744

What it costs per month · 28746 $2,299/mo

to buy the typical home at today's mortgage rate — +$1,362 (+145%) since Jan 2020.

What the home itself did
1 year
Down $723 -0%
$438,696$437,973 since Sep 2025
5 years
Up $86,754 +25%
$351,219$437,973 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 28746 $2,299 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 28746$2,299
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 28746 fell 0.2% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lake Lure, NC — measured over the city limits, which is a different area from this zip.

Asking rent $1,688 as of Jul 2026
Typical home value $437,973 as of Sep 2026
-0.2%year on year

Asking rent — 28746

Against the Forest City, NC metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2026 28746 $1,688 Forest City $1,244 United States $1,926
$1,200 $1,400 $1,600 $1,800 2026
  • 28746$1,688
  • Forest City$1,244
  • United States$1,926

Typical home value — 28746

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 28746 $437,973 Forest City $214,498 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • 28746$437,973
  • Forest City$214,498
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
8.2 28756 Mill Spring 4,706 — $251,251
11.5 28711 Black Mountain 12,663 $1,873 $458,962
12.1 28762 Old Fort 6,599 — $257,777
12.1 28167 Union Mills 2,253 — $235,652
12.2 28792 Hendersonville 36,645 $1,621 $367,731
12.4 28139 Rutherfordton 20,008 — $242,594
12.6 28730 Fairview 7,605 $3,055 $515,179
15.5 28160 Spindale 3,665 — $152,114
15.6 28782 Tryon 6,519 — $342,497
15.8 28722 Columbus 6,086 — $332,853
16.5 28773 Saluda 3,441 — $361,568
16.8 28731 Flat Rock 8,672 $1,802 $456,186
16.8 28732 Fletcher 19,279 $2,132 $446,952
17.3 28778 Swannanoa 13,536 $1,917 $354,847
18.7 28726 East Flat Rock 4,363 — $288,296
18.8 28752 Marion 30,292 $1,317 $236,312
19.7 28043 Forest City 20,930 — $188,711

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.