Zip lookup · NC

28756
Mill Spring, North Carolina.

Mill Spring, Polk County, NC · population 4,706

What it costs per month · 28756 $1,319/mo

to buy the typical home at today's mortgage rate — +$678 (+106%) since Jan 2020.

What the home itself did
1 year
Down $15,686 -6%
$266,937$251,251 since Sep 2025
5 years
Up $16,060 +7%
$235,192$251,251 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28756 $1,319 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28756$1,319
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 52 years.

Typical home values in zip 28756 fell 5.9% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Polk County, NC 99% · Rutherford County, NC 1%

Zillow also publishes an index for the city itself: Mill Spring, NC — measured over the city limits, which is a different area from this zip.

Typical home value $251,251 as of Sep 2026
-5.9%year on year

Typical home value — 28756

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 28756 $251,251 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 28756$251,251
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.6 28782 Tryon 6,519 — $342,497
8.1 28722 Columbus 6,086 — $332,853
8.2 28746 Lake Lure 2,744 $1,688 $437,973
9.6 28773 Saluda 3,441 — $361,568
10.4 28139 Rutherfordton 20,008 — $242,594
11.0 28792 Hendersonville 36,645 $1,621 $367,731
11.6 28731 Flat Rock 8,672 $1,802 $456,186
13.9 28726 East Flat Rock 4,363 — $288,296
14.4 29356 Landrum 8,946 — $323,204
14.7 28160 Spindale 3,665 — $152,114
15.5 29322 Campobello 10,931 — $372,539
16.8 28730 Fairview 7,605 $3,055 $515,179
16.9 28167 Union Mills 2,253 — $235,652
17.5 28732 Fletcher 19,279 $2,132 $446,952
17.7 28043 Forest City 20,930 — $188,711
18.4 28791 Hendersonville 15,108 $1,837 $421,861
18.5 28711 Black Mountain 12,663 $1,873 $458,962
19.9 29349 Inman 39,083 $1,575 $303,318

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.