Zip lookup · NC

28761
Nebo, North Carolina.

Nebo, McDowell County, NC · Marion, NC metro · population 8,150

What it costs per month · 28761 $1,926/mo

to buy the typical home at today's mortgage rate — +$989 (+106%) since Jan 2020.

What the home itself did
1 year
Down $1,633 -0%
$368,553$366,920 since Sep 2025
5 years
Up $51,332 +16%
$315,588$366,920 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28761 $1,926 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28761$1,926
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in zip 28761 fell 0.4% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: McDowell County, NC 70% · Burke County, NC 30%

Zillow also publishes an index for the city itself: Nebo, NC — measured over the city limits, which is a different area from this zip.

Typical home value $366,920 as of Sep 2026
-0.4%year on year

Typical home value — 28761

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 28761 $366,920 Marion $256,096 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 28761$366,920
  • Marion$256,096
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.4 28752 Marion 30,292 $1,317 $236,312
10.3 28655 Morganton 55,100 $1,444 $256,270
13.1 28167 Union Mills 2,253 — $235,652
15.6 28018 Bostic 5,034 — $215,907
16.3 28762 Old Fort 6,599 — $257,777
17.4 28777 Spruce Pine 10,178 — $250,658
18.8 28020 Casar 2,240 — $145,305
18.9 28690 Valdese 9,196 — $245,884

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.