28763
Otto, North Carolina.
Otto, Macon County, NC · population 2,688
to buy the typical home at today's mortgage rate — +$1,010 (+167%) since Jan 2020.
- 1 year
- Up $6,076 +2%
- $301,568$307,644 since Sep 2025
- 5 years
- Up $87,403 +40%
- $220,241$307,644 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28763$1,615
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in zip 28763 rose 2.0% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Otto, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28763
Mid-tier homes, smoothed and seasonally adjusted.
- 28763$307,644
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.9 | 30568 | Rabun Gap | 2,133 | — | $360,553 |
| 6.4 | 28775 | Scaly Mountain | 674 | — | $470,975 |
| 7.1 | 30537 | Dillard | 1,406 | — | $411,562 |
| 9.6 | 30525 | Clayton | 7,059 | $2,000 | $360,917 |
| 10.0 | 28734 | Franklin | 29,659 | $1,125 | $298,222 |
| 12.7 | 28741 | Highlands | 4,257 | — | $1,094,899 |
| 14.6 | 30576 | Tiger | 3,380 | — | $409,464 |
| 16.9 | 28781 | Topton | 881 | — | $390,302 |
| 17.0 | 28904 | Hayesville | 10,050 | — | $347,392 |
| 18.2 | 30546 | Hiawassee | 8,096 | — | $402,122 |
| 18.6 | 30552 | Lakemont | 1,882 | — | $526,008 |
| 19.2 | 28717 | Cashiers | 1,265 | — | $1,614,909 |
| 19.6 | 29664 | Mountain Rest | 1,553 | — | $257,152 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.