28777
Spruce Pine, North Carolina.
Spruce Pine, Mitchell County, NC · population 10,178
to buy the typical home at today's mortgage rate — +$784 (+147%) since Jan 2020.
- 1 year
- Up $5,733 +2%
- $244,925$250,658 since Sep 2025
- 5 years
- Up $62,794 +33%
- $187,864$250,658 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28777$1,316
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 28777 rose 2.3% over the past year — faster than the nation's +1.2%.
This zip spans 4 counties: Mitchell County, NC 80% · Avery County, NC 15% · McDowell County, NC 3% · Yancey County, NC 2%
Zillow also publishes an index for the city itself: Spruce Pine, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28777
Mid-tier homes, smoothed and seasonally adjusted.
- 28777$250,658
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 10.6 | 28705 | Bakersville | 6,732 | — | $224,505 |
| 10.9 | 28657 | Newland | 8,188 | — | $292,035 |
| 13.7 | 28714 | Burnsville | 16,397 | — | $311,486 |
| 13.7 | 28752 | Marion | 30,292 | $1,317 | $236,312 |
| 16.1 | 28740 | Green Mountain | 2,158 | — | $244,990 |
| 17.4 | 28761 | Nebo | 8,150 | — | $366,920 |
| 17.5 | 28646 | Linville | 382 | — | $1,377,285 |
| 19.3 | 37687 | Roan Mountain | 4,493 | — | $247,001 |
| 19.6 | 28611 | Collettsville | 424 | — | $164,166 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.