Zip lookup · NC

28778
Swannanoa, North Carolina.

Swannanoa, Buncombe County, NC · Asheville, NC metro · population 13,536

What it costs per month · 28778 $1,863/mo

to buy the typical home at today's mortgage rate — +$966 (+108%) since Jan 2020.

What the home itself did
1 year
Down $18,127 -5%
$372,974$354,847 since Sep 2025
5 years
Up $50,125 +16%
$304,722$354,847 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28778 $1,863 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28778$1,863
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in zip 28778 fell 4.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Swannanoa, NC — measured over the city limits, which is a different area from this zip.

Asking rent $1,917 as of Sep 2026
Typical home value $354,847 as of Sep 2026
-4.9%year on year

Asking rent — 28778

Against the Asheville, NC metro and the national benchmark.

$1,700 $1,800 $1,900 $2,000 2026 28778 $1,917 Asheville $1,702 United States $1,932
$1,700 $1,800 $1,900 $2,000 2026
  • 28778$1,917
  • Asheville$1,702
  • United States$1,932

Typical home value — 28778

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 28778 $354,847 Asheville $416,031 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 28778$354,847
  • Asheville$416,031
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.0 28805 Asheville 19,993 $1,652 $436,355
6.4 28730 Fairview 7,605 $3,055 $515,179
6.9 28711 Black Mountain 12,663 $1,873 $458,962
8.6 28801 Asheville 14,691 $1,777 $542,279
8.7 28803 Asheville 33,718 $1,679 $435,666
8.9 28804 Asheville 25,776 $1,612 $577,216
10.1 28787 Weaverville 22,809 $1,730 $460,236
10.1 28709 Barnardsville 2,260 — $342,828
12.0 28806 Asheville 43,433 $1,853 $389,755
12.2 28732 Fletcher 19,279 $2,132 $446,952
12.3 28762 Old Fort 6,599 — $257,777
14.1 28704 Arden 24,138 $1,537 $428,632
14.5 28701 Alexander 5,786 — $415,122
15.6 28792 Hendersonville 36,645 $1,621 $367,731
17.3 28746 Lake Lure 2,744 $1,688 $437,973
18.6 28715 Candler 30,328 $1,827 $407,896
18.8 28791 Hendersonville 15,108 $1,837 $421,861
18.9 28714 Burnsville 16,397 — $311,486
18.9 28759 Mills River 7,555 $2,988 $529,471
19.0 28754 Mars Hill 9,682 — $414,381
20.0 28748 Leicester 12,230 $1,762 $421,039

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.