Zip lookup · NC

28785
Waynesville, North Carolina.

Waynesville, Haywood County, NC · Asheville, NC metro · population 8,311

What it costs per month · 28785 $2,030/mo

to buy the typical home at today's mortgage rate — +$1,126 (+125%) since Jan 2020.

What the home itself did
1 year
Down $8,874 -2%
$395,589$386,715 since Sep 2025
5 years
Up $61,627 +19%
$325,088$386,715 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28785 $2,030 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28785$2,030
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 28785 fell 2.2% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Waynesville, NC — measured over the city limits, which is a different area from this zip.

Typical home value $386,715 as of Sep 2026
-2.2%year on year

Typical home value — 28785

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 28785 $386,715 Asheville $416,031 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 28785$386,715
  • Asheville$416,031
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.0 28721 Clyde 10,698 — $336,288
9.9 28751 Maggie Valley 4,159 $1,250 $384,264
10.7 28745 Lake Junaluska 670 — $441,891
12.2 37753 Hartford 917 — $209,701
13.7 37722 Cosby 6,708 — $270,500
13.8 28786 Waynesville 22,056 $1,749 $339,642
15.4 28743 Hot Springs 2,211 — $321,402
17.2 28707 Balsam 461 — $294,883
17.4 37727 Del Rio 1,936 — $248,835
18.5 28748 Leicester 12,230 $1,762 $421,039
19.4 28716 Canton 16,863 $1,600 $283,658

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.