Zip lookup · NC

28786
Waynesville, North Carolina.

Waynesville, Haywood County, NC · Asheville, NC metro · population 22,056

What it costs per month · 28786 $1,783/mo

to buy the typical home at today's mortgage rate — +$970 (+119%) since Jan 2020.

What the home itself did
1 year
Down $11,840 -3%
$351,482$339,642 since Sep 2025
5 years
Up $52,338 +18%
$287,304$339,642 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 28786 $1,783 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 28786$1,783
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 28786 fell 3.4% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Waynesville, NC — measured over the city limits, which is a different area from this zip.

Asking rent $1,749 as of Aug 2026
Typical home value $339,642 as of Sep 2026
-3.4%year on year

Asking rent — 28786

Against the Asheville, NC metro and the national benchmark.

$1,700 $1,800 $1,900 2026 28786 $1,749 Asheville $1,706 United States $1,930
$1,700 $1,800 $1,900 2026
  • 28786$1,749
  • Asheville$1,706
  • United States$1,930

Typical home value — 28786

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 28786 $339,642 Asheville $416,031 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 28786$339,642
  • Asheville$416,031
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.5 28745 Lake Junaluska 670 — $441,891
6.0 28707 Balsam 461 — $294,883
7.6 28716 Canton 16,863 $1,600 $283,658
7.7 28751 Maggie Valley 4,159 $1,250 $384,264
12.3 28721 Clyde 10,698 — $336,288
13.8 28785 Waynesville 8,311 — $386,715
14.3 28779 Sylva 18,064 $1,275 $330,140
14.7 28723 Cullowhee 12,756 — $424,729
14.8 28783 Tuckasegee 1,785 — $454,401
15.2 28708 Balsam Grove 456 — $315,816
16.2 28715 Candler 30,328 $1,827 $407,896
18.6 28748 Leicester 12,230 $1,762 $421,039
18.6 28789 Whittier 5,788 — $330,226
19.4 28768 Pisgah Forest 6,759 — $448,791
19.6 28742 Horse Shoe 2,710 — $489,482

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.