28904
Hayesville, North Carolina.
Hayesville, Clay County, NC · population 10,050
to buy the typical home at today's mortgage rate — +$1,088 (+148%) since Jan 2020.
- 1 year
- Down $2,237 -1%
- $349,629$347,392 since Sep 2025
- 5 years
- Up $70,074 +25%
- $277,318$347,392 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28904$1,823
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 28904 fell 0.6% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Hayesville, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28904
Mid-tier homes, smoothed and seasonally adjusted.
- 28904$347,392
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 10.5 | 28901 | Andrews | 5,552 | — | $215,028 |
| 10.6 | 28909 | Warne | 1,002 | — | $284,790 |
| 10.8 | 30546 | Hiawassee | 8,096 | — | $402,122 |
| 11.7 | 28781 | Topton | 881 | — | $390,302 |
| 12.3 | 30582 | Young Harris | 5,284 | — | $391,710 |
| 13.1 | 28902 | Brasstown | 986 | — | $314,170 |
| 13.8 | 28905 | Marble | 3,056 | — | $235,628 |
| 17.0 | 28763 | Otto | 2,688 | — | $307,644 |
| 19.1 | 28734 | Franklin | 29,659 | $1,125 | $298,222 |
| 19.5 | 30568 | Rabun Gap | 2,133 | — | $360,553 |
| 19.7 | 30512 | Blairsville | 24,929 | — | $382,151 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.