28909
Warne, North Carolina.
Warne, Clay County, NC · population 1,002
to buy the typical home at today's mortgage rate — +$892 (+148%) since Jan 2020.
- 1 year
- Down $1,837 -1%
- $286,627$284,790 since Sep 2025
- 5 years
- Up $63,509 +29%
- $221,281$284,790 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28909$1,495
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 28909 fell 0.6% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Warne, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28909
Mid-tier homes, smoothed and seasonally adjusted.
- 28909$284,790
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.5 | 28902 | Brasstown | 986 | — | $314,170 |
| 3.6 | 30582 | Young Harris | 5,284 | — | $391,710 |
| 10.6 | 28904 | Hayesville | 10,050 | — | $347,392 |
| 10.7 | 30512 | Blairsville | 24,929 | — | $382,151 |
| 11.4 | 28905 | Marble | 3,056 | — | $235,628 |
| 12.7 | 30546 | Hiawassee | 8,096 | — | $402,122 |
| 14.9 | 28901 | Andrews | 5,552 | — | $215,028 |
| 15.3 | 28906 | Murphy | 20,526 | $1,583 | $274,073 |
| 18.6 | 30560 | Morganton | 4,295 | — | $487,894 |
| 19.7 | 30545 | Helen | 683 | — | $325,326 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.