Zip lookup · GA

30097
Duluth, Georgia.

Duluth, Gwinnett County, GA · Atlanta-Sandy Springs-Alpharetta, GA metro · population 46,876

What it costs per month · 30097 $3,708/mo

to buy the typical home at today's mortgage rate — +$2,060 (+125%) since Jan 2020.

What the home itself did
1 year
Down $3,256 -0%
$709,762$706,506 since Sep 2025
5 years
Up $162,554 +30%
$543,952$706,506 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 30097 $3,708 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 30097$3,708
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 30097 fell 0.5% over the past year — slower than the nation's +1.2%.

Asking rents in zip 30097 rose 1.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 30097 runs $3,060/mo more than renting one. The gap peaked at $3,252 in Jan 2025.

That is $4,994 a month against $1,934 rent: a $3,708 mortgage payment, plus $529 property tax and $756 insurance & upkeep.

Owning vs renting — zip 30097

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2018 2020 2022 2024 2026 Owning all in $4,994 Renting $1,934 Mortgage only $3,708
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • Owning all in$4,994
  • Renting$1,934
  • Mortgage only$3,708

Property tax · $529/mo 0.90% of value a year — the ACS 2020-2024 median bill over the median home value for 3 counties

Insurance & upkeep · $756/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 3 counties: Fulton County, GA 50% · Gwinnett County, GA 43% · Forsyth County, GA 7%

Zillow also publishes an index for the city itself: Duluth, GA — measured over the city limits, which is a different area from this zip.

Asking rent $1,934 as of Sep 2026
+1.3%year on year
Typical home value $706,506 as of Sep 2026
-0.5%year on year

Asking rent — 30097

Against the Atlanta-Sandy Springs-Alpharetta, GA metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2020 2022 2024 2026 30097 $1,934 Atlanta $1,843 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 30097$1,934
  • Atlanta$1,843
  • United States$1,932

Typical home value — 30097

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 30097 $706,506 Atlanta $375,898 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 30097$706,506
  • Atlanta$375,898
  • United States$366,157

Within 20 miles

Showing 30 of 57 zips in range — sorting picks from all 57.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.5 30096 Duluth 71,732 $1,616 $403,704
4.1 30024 Suwanee 88,067 $1,975 $597,485
5.7 30022 Alpharetta 64,546 $1,952 $664,697
5.9 30005 Alpharetta 41,836 $2,033 $747,341
6.4 30092 Peachtree Corners 36,992 $1,432 $552,608
6.9 30071 Norcross 25,830 $1,860 $353,426
8.2 30043 Lawrenceville 87,929 $1,916 $399,072
8.4 30093 Norcross 46,410 $1,352 $312,241
8.5 30044 Lawrenceville 101,475 $1,777 $353,952
9.6 30009 Alpharetta 21,095 $2,278 $754,308
9.7 30076 Roswell 46,054 $1,655 $578,285
9.8 30360 Atlanta 16,855 $1,691 $498,928
10.0 30518 Buford 57,912 $2,043 $453,284
10.3 30046 Lawrenceville 41,850 $1,838 $337,172
10.7 30340 Atlanta 30,062 $1,440 $373,559
11.0 30047 Lilburn 70,121 $2,185 $393,181
11.2 30350 Atlanta 35,170 $1,484 $525,597
11.4 30338 Atlanta 39,465 $1,762 $704,733
11.9 30004 Alpharetta 68,707 $2,225 $749,760
12.4 30041 Cumming 77,664 $2,149 $620,123
12.4 30519 Buford 59,997 $2,087 $454,814
12.6 30084 Tucker 38,242 $1,629 $380,272
12.7 30341 Atlanta 36,021 $1,921 $504,390
13.1 30346 Atlanta 4,411 $1,809 $448,266
13.2 30040 Cumming 82,532 $2,299 $581,701
13.6 30078 Snellville 41,597 $2,071 $363,724
13.9 30075 Roswell 56,263 $2,327 $702,271
14.1 30045 Lawrenceville 44,993 $2,317 $389,143
14.2 30017 Grayson 26,620 $2,025 $428,892
14.5 30345 Atlanta 24,492 $1,640 $627,901

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.