Zip lookup · GA

30728
Lafayette, Georgia.

Lafayette, Walker County, GA · Chattanooga, TN-GA metro · population 18,790

What it costs per month · 30728 $1,175/mo

to buy the typical home at today's mortgage rate — +$654 (+126%) since Jan 2020.

What the home itself did
1 year
Up $3,952 +2%
$219,944$223,896 since Sep 2025
5 years
Up $39,969 +22%
$183,927$223,896 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 30728 $1,175 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 30728$1,175
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 30728 rose 1.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lafayette, GA — measured over the city limits, which is a different area from this zip.

Typical home value $223,896 as of Sep 2026
+1.8%year on year

Typical home value — 30728

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 30728 $223,896 Chattanooga $318,922 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 30728$223,896
  • Chattanooga$318,922
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.6 30753 Trion 8,177 — $150,905
8.6 30739 Rock Spring 6,746 — $326,906
9.9 30707 Chickamauga 16,686 — $265,752
10.2 30740 Rocky Face 8,556 — $279,671
12.8 30747 Summerville 14,435 — $185,320
13.0 30746 Sugar Valley 1,483 — $293,424
13.7 30720 Dalton 27,249 $1,404 $264,291
15.2 30105 Armuchee 2,187 — $276,244
15.4 30731 Menlo 2,479 — $266,305
16.0 30738 Rising Fawn 3,424 — $279,597
16.4 30736 Ringgold 44,499 $1,803 $314,275
17.1 30755 Tunnel Hill 9,813 — $239,950
17.7 30742 Fort Oglethorpe 7,745 $1,288 $255,189
18.2 30725 Flintstone 5,304 — $288,785
19.0 30741 Rossville 30,041 $1,344 $213,224
19.8 30750 Lookout Mountain 4,130 — $480,322
19.9 30721 Dalton 53,060 $1,592 $231,522

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.