Zip lookup · GA

31565
Waverly, Georgia.

Waverly, Camden County, GA · St. Marys, GA metro · population 2,409

What it costs per month · 31565 $1,965/mo

to buy the typical home at today's mortgage rate — +$1,201 (+157%) since Jan 2020.

What the home itself did
1 year
Up $12,715 +4%
$361,706$374,422 since Sep 2025
5 years
Up $107,413 +40%
$267,009$374,422 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 31565 $1,965 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 31565$1,965
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 31565 rose 3.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Waverly, GA — measured over the city limits, which is a different area from this zip.

Typical home value $374,422 as of Sep 2026
+3.5%year on year

Typical home value — 31565

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 31565 $374,422 St. Marys $305,366 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 31565$374,422
  • St. Marys$305,366
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
10.0 31523 Brunswick 15,402 — $329,534
11.1 31568 White Oak 719 — $272,580
11.7 31569 Woodbine 5,506 — $306,769
12.1 31520 Brunswick 22,313 $1,524 $151,128
12.4 31566 Waynesville 3,987 — $167,591
13.4 31527 Jekyll Island 769 — $780,401
18.3 31525 Brunswick 28,926 $1,577 $277,904
19.2 31548 Kingsland 24,070 $1,727 $297,037

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.