Zip lookup · GA

31631
Fargo, Georgia.

Fargo, Echols County, GA · Valdosta, GA metro · population 575

What it costs per month · 31631 $498/mo

to buy the typical home at today's mortgage rate — +$115 (+30%) since Feb 2022.

What the home itself did
1 year
Down $3,054 -3%
$97,924$94,870 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 31631 $498 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 31631$498
  • United States$1,922

Typical home values in zip 31631 fell 3.1% over the past year — slower than the nation's +1.2%.

This zip spans 4 counties: Echols County, GA 57% · Clinch County, GA 32% · Charlton County, GA 9% · Ware County, GA 2%

Zillow also publishes an index for the city itself: Fargo, GA — measured over the city limits, which is a different area from this zip.

Typical home value $94,870 as of Sep 2026
-3.1%year on year

Typical home value — 31631

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2022 2023 2024 2025 2026 31631 $94,870 Valdosta $223,809 United States $366,157
$100,000 $200,000 $300,000 2022 2024 2026
  • 31631$94,870
  • Valdosta$223,809
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
19.2 32096 White Springs 3,663 — $212,679

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.