31645
Ray City, Georgia.
Ray City, Berrien County, GA · Valdosta, GA metro · population 4,988
to buy the typical home at today's mortgage rate — +$714 (+156%) since Jan 2020.
- 1 year
- Up $6,386 +3%
- $216,479$222,864 since Sep 2025
- 5 years
- Up $62,208 +39%
- $160,657$222,864 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 31645$1,170
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 31645 rose 2.9% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Berrien County, GA 69% · Lanier County, GA 19% · Lowndes County, GA 12%
Zillow also publishes an index for the city itself: Ray City, GA — measured over the city limits, which is a different area from this zip.
Typical home value — 31645
Mid-tier homes, smoothed and seasonally adjusted.
- 31645$222,864
- Valdosta$223,809
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.0 | 31605 | Valdosta | 24,829 | $1,587 | $257,370 |
| 9.9 | 31632 | Hahira | 15,942 | $1,672 | $302,126 |
| 10.5 | 31639 | Nashville | 11,059 | — | $186,274 |
| 10.7 | 31635 | Lakeland | 6,787 | — | $209,406 |
| 11.6 | 31641 | Naylor | 1,741 | — | $254,865 |
| 13.5 | 31620 | Adel | 10,969 | — | $177,272 |
| 14.9 | 31649 | Stockton | 1,051 | — | $172,579 |
| 15.4 | 31602 | Valdosta | 35,728 | $1,212 | $209,097 |
| 16.2 | 31647 | Sparks | 3,071 | — | $130,409 |
| 18.5 | 31606 | Valdosta | 3,734 | — | $228,869 |
| 18.8 | 31625 | Barney | 915 | — | $263,256 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.