32038
Fort White, Florida.
Fort White, Columbia County, FL · Lake City, FL metro · population 10,007
to buy the typical home at today's mortgage rate — +$906 (+136%) since Jan 2020.
- 1 year
- Down $7,004 -2%
- $306,945$299,941 since Sep 2025
- 5 years
- Up $55,138 +23%
- $244,804$299,941 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 32038$1,574
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in zip 32038 fell 2.3% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Fort White, FL — measured over the city limits, which is a different area from this zip.
Typical home value — 32038
Mid-tier homes, smoothed and seasonally adjusted.
- 32038$299,941
- Lake City$267,684
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.8 | 32643 | High Springs | 11,953 | — | $324,909 |
| 10.0 | 32024 | Lake City | 20,670 | $1,788 | $321,047 |
| 12.4 | 32008 | Branford | 5,840 | — | $268,932 |
| 14.4 | 32025 | Lake City | 22,948 | $1,427 | $230,959 |
| 15.0 | 32615 | Alachua | 16,771 | $1,929 | $323,604 |
| 16.0 | 32619 | Bell | 5,074 | — | $294,050 |
| 16.4 | 32071 | O'Brien | 4,186 | — | $308,133 |
| 19.5 | 32054 | Lake Butler | 12,581 | — | $268,580 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.