Zip lookup · FL

32055
Lake City, Florida.

Lake City, Columbia County, FL · Lake City, FL metro · population 17,559

What it costs per month · 32055 $1,156/mo

to buy the typical home at today's mortgage rate — +$668 (+137%) since Jan 2020.

What the home itself did
1 year
Down $699 -0%
$220,869$220,169 since Sep 2025
5 years
Up $44,069 +25%
$176,101$220,169 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32055 $1,156 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32055$1,156
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 32055 fell 0.3% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lake City, FL — measured over the city limits, which is a different area from this zip.

Typical home value $220,169 as of Sep 2026
-0.3%year on year

Typical home value — 32055

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 32055 $220,169 Lake City $267,684 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 32055$220,169
  • Lake City$267,684
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.