Zip lookup · FL

32096
White Springs, Florida.

White Springs, Hamilton County, FL · Lake City, FL metro · population 3,663

What it costs per month · 32096 $1,116/mo

to buy the typical home at today's mortgage rate — +$686 (+160%) since Jan 2020.

What the home itself did
1 year
Up $2,872 +1%
$209,807$212,679 since Sep 2025
5 years
Up $53,392 +34%
$159,287$212,679 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32096 $1,116 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32096$1,116
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 32096 rose 1.4% over the past year — in step with the nation.

This zip spans 3 counties: Columbia County, FL 55% · Hamilton County, FL 43% · Suwannee County, FL 2%

Zillow also publishes an index for the city itself: White Springs, FL — measured over the city limits, which is a different area from this zip.

Typical home value $212,679 as of Sep 2026
+1.4%year on year

Typical home value — 32096

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 32096 $212,679 Lake City $267,684 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 32096$212,679
  • Lake City$267,684
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.