Zip lookup · FL

32320
Apalachicola, Florida.

Apalachicola, Franklin County, FL · population 3,792

What it costs per month · 32320 $1,533/mo

to buy the typical home at today's mortgage rate — +$759 (+98%) since Jan 2020.

What the home itself did
1 year
Down $9,230 -3%
$301,235$292,005 since Sep 2025
5 years
Up $8,638 +3%
$283,367$292,005 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32320 $1,533 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32320$1,533
  • United States$1,922

Typical home values in zip 32320 fell 3.1% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Apalachicola, FL — measured over the city limits, which is a different area from this zip.

Typical home value $292,005 as of Sep 2026
-3.1%year on year

Typical home value — 32320

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 32320 $292,005 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 32320$292,005
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.