Zip lookup · FL

32435
Defuniak Springs, Florida.

Defuniak Springs, Walton County, FL · Crestview-Fort Walton Beach-Destin, FL metro · population 6,664

What it costs per month · 32435 $1,246/mo

to buy the typical home at today's mortgage rate — +$676 (+119%) since Jan 2020.

What the home itself did
1 year
Up $3,648 +2%
$233,655$237,303 since Sep 2025
5 years
Up $35,103 +17%
$202,200$237,303 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32435 $1,246 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32435$1,246
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in zip 32435 rose 1.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Defuniak Springs, FL — measured over the city limits, which is a different area from this zip.

Typical home value $237,303 as of Sep 2026
+1.6%year on year

Typical home value — 32435

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 32435 $237,303 Crestview $439,733 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 32435$237,303
  • Crestview$439,733
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.1 32455 Ponce De Leon 4,370 — $202,646
11.3 32439 Freeport 15,328 $1,969 $388,440
14.3 32433 Defuniak Springs 19,746 $1,738 $226,646
18.1 32462 Vernon 3,920 — $182,880
19.3 32464 Westville 3,282 — $192,711
19.7 32427 Caryville 1,030 — $187,326

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.