Zip lookup · FL

32440
Graceville, Florida.

Graceville, Jackson County, FL · population 8,253

What it costs per month · 32440 $891/mo

to buy the typical home at today's mortgage rate — +$477 (+115%) since Jan 2020.

What the home itself did
1 year
Down $170 -0%
$169,842$169,672 since Sep 2025
5 years
Up $23,804 +16%
$145,868$169,672 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32440 $891 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32440$891
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in zip 32440 fell 0.1% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Jackson County, FL 69% · Holmes County, FL 31%

Zillow also publishes an index for the city itself: Graceville, FL — measured over the city limits, which is a different area from this zip.

Typical home value $169,672 as of Sep 2026
-0.1%year on year

Typical home value — 32440

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 32440 $169,672 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 32440$169,672
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.6 32426 Campbellton 720 — $125,561
10.9 36375 Slocomb 7,884 — $176,130
11.5 32431 Cottondale 4,683 — $186,073
12.5 32425 Bonifay 13,942 — $181,993
15.3 36320 Cottonwood 3,151 — $162,405
16.4 36314 Black 666 — $183,496
16.5 36344 Hartford 5,405 — $174,604
17.1 36301 Dothan 39,452 $1,213 $180,901
18.3 32446 Marianna 10,910 — $218,593
19.6 36305 Dothan 17,610 $1,319 $270,289
19.9 32445 Malone 2,450 — $131,649

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.