Zip lookup · FL

32455
Ponce de Leon, Florida.

Ponce de Leon, Walton County, FL · Crestview-Fort Walton Beach-Destin, FL metro · population 4,370

What it costs per month · 32455 $1,064/mo

to buy the typical home at today's mortgage rate — +$580 (+120%) since Jan 2020.

What the home itself did
1 year
Up $7,927 +4%
$194,719$202,646 since Sep 2025
5 years
Up $26,633 +15%
$176,013$202,646 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 32455 $1,064 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 32455$1,064
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in zip 32455 rose 4.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Walton County, FL 68% · Holmes County, FL 32%

Zillow also publishes an index for the city itself: Ponce de Leon, FL — measured over the city limits, which is a different area from this zip.

Typical home value $202,646 as of Sep 2026
+4.1%year on year

Typical home value — 32455

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 32455 $202,646 Crestview $439,733 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • 32455$202,646
  • Crestview$439,733
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.